标签：Remortgage - 英国华人论坛

比来HTB房子2年存款到期筹备换一家利率稍好点的存款公司，律师快到completion时分非要HTB出具deed of postponement, 我也不分明这个是甚么，Mortgage advisor说不需求，律师非说需求，就卡在这里...英国华人论坛

看到的是大都是2年2.89多；5年的3.1，还有那些银行对比低利率吗？ 回帖 明年可能会Peak，估量还得两次。 回帖 赶快定个吧，觉得往年明年都还要升。我定的时分2.79，当初都升了，后悔...英国华人论坛

征询一下， 在支出和还款才能不变的条件下，自住房的value随房市涨了，remortgage 时，是否能从银行多贷一笔。 仍是说存款下限是支出X5，跟房子价值增不增长有关？ 回帖 印象里仍是受...英国华人论坛

就快到自家的Remortgage了，给银行和Broker都打了电话，银行方面的意思是Deal要7月初才出来，当初给的deal都是 目前的；Borker的意思是持续留在同一个Lender对比好，然而利率要等7月初才肯...英国华人论坛

房子当初remortgage。 个别概念都是5年的利率比2年的高，对吧？前一阵子坛子上有集体也问过这个问题，我和其余人都回答说5年是会比2年的利率高的，这是正常的。 然而这么多年了，我...英国华人论坛

假如我过后买的房子是10万，付了4万，存款了6万，当初还得还差3万，当初这房子贬值到15万。我把房子改为buy to let, 请问我能够拿出多少现金呢？ 回帖 假定银行当初从新估价赞成15万...英国华人论坛

我一个敌人去年买房付了25%首付，通过一年，由于不在伦敦，房价涨的未几，然而他年薪涨了几千镑，由于能够多存款了，当初想remortgage，认为能套出些钱作为第二套房首付，然而他明...英国华人论坛

如题，原方案是把名下独一的一套自住房作let to buy拿出一部份钱来买新房自住，这套旧房用来出租。当初遇到一个辣手的问题，在新房还未exchange以前因为跟lender律师沟通上的失误致使...英国华人论坛

如题，敌人家当初要remortgage, 我家的还没到时间，所以也不分明， 借我账号下去问一下。敌人的工资降落了，是原来存款工资的1/2，这样的状况我敌人说可能不克不及转其余的lender了。...英国华人论坛

Back then, when you have a bad credit history, securing a mortgage contract is never an option if you wish to improve your credit score. But now, times have changed, you can obtain a bad credit remortgage using your home, even if you have fa...英国华人论坛

A remortgage loan is not really so much different from a simple mortgage loan. Their only difference is that you apply for a new mortgage to pay off your previous mortgage or to pay off all your debts, including debts with higher rates like...英国华人论坛

听朋友说 remortgage时 给 房子做revalutaion 如果房子增值 银行会返钱给我们 ？有人 这样做过吗 ？找人revalue~~~~ 回帖 房子增值了，可以多借mortgage，所以Remortgage的时候可以增加mortgage数，...英国华人论坛

呼叫各位大哥。 我已经在伦敦morgage 3年了。今年突然遇到工作变换，要到剑桥去工作了，下个月就开始上班。现在一大家子就在想到底怎么打算。 第一呢， remorgage吧。 但是对剑桥那边...英国华人论坛

如果我当时买的房子是10万，付了4万，贷款了6万，现在还得还差3万，现在这房子升值到15万。我把房子改成buy to let, 请问我可以拿出多少现金呢？ 回帖 假设银行现在重新估价同意15万...英国华人论坛

我一个朋友去年买房付了25%首付，经过一年，因为不在伦敦，房价涨的不多，但是他年薪涨了几千镑，因为可以多贷款了，现在想remortgage，以为能套出些钱作为第二套房首付，但是他今...英国华人论坛

来请问下大家，我家的前任房贷是halifax9月1号律师完成remortgage to santander, 奇怪的是今天direct debt还是去了halifax,而且halifax 的房贷总额还没有结清. 我电了santander工作人员解释这是正常现...英国华人论坛

房子升值20%后，贷款快到期准备办理remortgage，貌似有人remortgage时可以从银行拿到钱是吗？怎么操作的呢？一般能拿到多少啊？谢谢各位大神 回帖 银行会问你拿出钱干什么用，如果你有...英国华人论坛

最近房子贷款快到期，请问继续用同个银行还需要affordability check吗？用的是halifax，可能会要求换更好的product，但是term不变。 最近情况有些改变转成sole trader了，有部分收入没法正常申...英国华人论坛

Mortgage 马上就到了， 银行给了 俩年和五年的 deal. 俩年的有俩种deal 第一种是免 product fee 第二种是需要交product fee 但利息相比会低0.4% 五年的也有俩种deal 第一种是免 product fee 第二种是...英国华人论坛

When your mortgage deal ends and you can choose to buy a new product known as a remortgage. Do nothing and stay with your current lender after the expiration of your mortgage agreement will mean that you go back to the lenders Standard Varia...英国华人论坛

One of the largest and most important decisions you make in your life is to get a mortgage. Although, this can be a frightening prospect for a wide variety of mortgage packages available. A specialist mortgage com (company) or remortgage com...英国华人论坛

Adverse credit remortgage pros and consWith the state of our economy compare to years back, getting one of these remortgage loans may not always be as easy as it seems and traditional lenders refuse to help people with bad credit. Due to thi...英国华人论坛

Well the reality is that many households are paying more than they need to for their mortgage and if you have not done your homework there is a good chance this includes you!Raising the funds to buy a property is statistically one of the lar...英国华人论坛

One can use the loan to make a home improvement, paying off debt amount or equity release from the property.A remortgage is changing your current mortgage company to another financial institution, or getting better deal at a lower interest r...英国华人论坛

What is a remortgage?  Well, put simply, a remortgage is an option you have when you have an existing loan on a home.  Why would you want to remortgage?  Well this question is a little tougher than the last because there are so many answe...英国华人论坛

Have you ever heard of a remortgage? You may have, but were unsure exactly what it was. The term remortgages sounds extravagant, but it really isn't. In fact, a remortgage is simply taking your mortgage and replacing it with a mortgage from...英国华人论坛

Low interest rates, coupled with increased competition in the UK mortgage market over recent years means that there has never been a better time to review your existing mortgage arrangements.To put it simply, there is a good chance you could...英国华人论坛

Don’t pay more than you need to for your mortgage. There’s almost certainly a far better deal out there than your current one. Maybe it’s time to get up-to-date with the new mortgage deals.As far as your mortgage is concerned, you might b...英国华人论坛

Most people however, have resigned to the fact that they will have to remortgage if their payments rose by just £50 per month. Rate rises is of increasing concern as, if it only rose by a half per cent, it would drive an alarming number of...英国华人论坛

It may be tempting to go in for a remortgage when your friends are doing it, but make sure you think about all the options first. A new mortgage could be your downfall or it could open up new doors for you and your family. Do not go ahead of...英国华人论坛