英国论坛
看到的是大都是2年2.89多;5年的>3.1,还有那些银行对比低利率吗?
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明年可能会Peak,估量还得两次。
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赶快定个吧,觉得往年明年都还要升。我定的时分2.79,当初都升了,后悔过后没定5年了。
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按期贷款利息都有2.7了 不克不及存款比这还低吧
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我看旧事说当初租房比买房要廉价了。
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Rate rise makes it cheaper to rent than buy
Renting a home is now cheaper than buying following the Bank of England’s interest rate rise, new figures reveal. Until last week it was on average £40 a month cheaper to pay for a mortgage with a 10% deposit than it was to rent the same home. But following the rate rise, Hamptons found that it is now up to £98 a month cheaper to rent than buy. "Rising interest rates are set to swing the scales for would-be first-time buyers. This is a reversal of pre-pandemic times when the average buyer saved nearly £800 a year by owning rather than renting,” said Aneisha Beveridge, head of research at the firm. The research shows that across the country renting has gone from being an average of £40 more expensive a month for those with a 10% deposit to £1 cheaper a month than buying. There are significant regional differences though, with it generally being cheaper to rent than buy further south, while further north it tends to be cheaper to buy than rent. In the east of England it is now £98 a month cheaper to rent than buy while in Scotland it is £176 a month more expensive to rent. For buyers with a 5% deposit, the base rate rise means it will be £105 per month more expensive to buy than rent, up from £59 in May 2022. “Over the next year or so we expect several further small interest rate rises, with mortgage rates set to peak around the middle of 2023, which will add to the cost of buying in cash terms,” Ms Beveridge said. “We also expect rental growth to slow later in the year as rising living costs squeeze affordability. By this point it will mean that for new buyers with smaller deposits, the monthly cost of purchasing a home will be significantly higher than renting one.”
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短短不到一个月,利率涨了这么多 我刚拿钥匙,2.49% 利率,5年fixed。 我状况对比繁杂,中介保举的broker,500手续费。
不外我近期还要remortgage一套,完犊子了,不知道要多少利率了。
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延迟lock利率比晚好,早一天利率可能都纷歧样。弄到起初根大家说说张成啥样了。
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借楼主帖子问问,我一个月前请求的那时是2. 4%但比来忽然和我说贷不了那末多钱,好像老问得多问题,搞不懂为何,但当初当初听敌人说到2.79,求教懂内行的敌人。
1 那是否说我一个月前2.4%5年大略率的银行会找个理由不批给咱们了?我始终想他们假如这么低批的话,不是明亏吗?那就更不成能赞成这个2.4%存款了?
2要是被回绝的话也影响我的信誉,那我是否应该在被拒以前本人withdraw呢?
谢谢敌人们给点倡议!
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Aip的话一点用都没有
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假如你信誉过关了,然而终究存款回绝你的缘故就是存款资料hard check后果不满意。