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Auto insurance can be a tricky business. It takes some due diligence on the part of the buyer to make sure that he chooses the right insurance that meets his requirements and is also financially viable on a monthly basis.Some of the best sources of information can be your friends who already carry some form of insurance for their vehicles. You can derive your initial understanding of the various insurance types through them and also get some valuable help in deciding the right auto insurance for you. On the other hand, if you buy expensive sports cars, you will end up paying more interest rates as these cars increase chances of getting into accidents because they are faster. Such cars are easier to steal as well.Moreover, the more speeding tickets you get, the higher your interest rates will shoot up. Thirdly, if you get arrested for DUI (driving under the influence of alcohol), several states will require you to have SR22 Auto Insurance which is basically high-risk auto insurance. Factors that influence auto insurance rates are age, gender, marital status, place of residence, driving violations, accident claims, type of vehicle, credit rating and use of vehicle. Hence, if you are born with a golden spoon and can afford lifes luxuries, then it is just a matter of preference on what you opt for. Of course, it does not make sense to pay more insurance but if you can afford it and wish to flaunt your wealth, then its none of elses business.
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