Travel,insurance,for,holidays, travel,insurance Travel insurance for holidays at home worth considering?
Torres del Paine is among the biggest of Chiles national parks, occupying almost 600,000 acres (242,000 ha) of land in the south on the border with Argentina. It is also among the most important, receiving a significant proportion of domes Like any American, traveling occasionally is just what I love doing and I bet you share the same stuff with me. But traveling does not mean that you would be safe. Escaping from our job and other stressful activities is just something that w
The big advantage of UK only cover is that the premiums can beridiculously low - well below £5 for a 3 day break is very commonplace. But is it worth taking out in the first place? The answer reallydepends on the type of holiday planned, the length of stay and whetheryou want to accept the risk of not being covered if something does gowrong. It is also worth remembering that UK travel insurancecover is generally included if you take out the more expensive Europeof Worldwide cover, though do check the small print rather thanassuming that this is always the case. A Europe or Worldwide annual multi-trip travel insurancepolicy will be more expensive as an initial payment up front but willcover you for an unlimited number of trips abroad, and in the UK,throughout the year, provided the length of stay of each trip does notexceed the policy limit, normally around 31 days away per trip.So is a UK travel insurance policy worthconsidering? Probably yes if only one or two short breaks a year areplanned and it will be very inexpensive to purchase for the coverprovided. This can be very useful should you subsequently cancel atrip, say for illness, as your holiday costs will be reimbursed subjectto any excesses to pay. Your personal effects will probably be coveredtoo which is an important point to consider as theft and loss is notjust confined to holidays on the Costas these things happen at hometoo. What you will almost certainly not be covered for will be formedical emergencies and expenses as insurers argue that the NHS isavailable for such instances and will point out that travel insurance is not a substitute for private medical insurance. The lack of medical cover in UK only travel insurance policies is the main reason why insurers can offer these policies for the very low prices on offer.On balance, travel insurance for UK holidays andshort breaks is probably a good buy for those holidaymakers who tend tostay at home for their breaks away and there is an increasing number ofpeople who are doing this. One final word of warning though is do checkthe small print as many, if not most, insurers do require you to haveproof of booked accommodation for a minimum stay of normally 2 nightsaway for the policy to be in force so the Sunday trip out isdefinitely outside this definition!
Travel,insurance,for,holidays,