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Insurance software solutions or insurance management solutions comprise of numerous automated insurance applications that are housed together in one large, comprehensive package. The automated solutions simplify and streamline various insurance related functionalities such as insurance policy administration, underwriting, insurance claims management, plan renewals, insurance request cancellations etc. While the user-friendly application interface makes it easy for customers to apply for insurances online, insurers can also efficiently manage plan applications and customers data. The insurance software solutions can be custom fit to businesses specific insurance related needs. Sales portals are dedicated portals for selling insurance plans, where customers can search for insurance plans and check for any applicable subsidies or tax credits. Enrollment portals on the other hand improve the ease of access for customers and simplify the online insurance application process. Insurance software products may include the applications discussed above and other smart automated processes. If the Affordable Care Act is deemed constitutional by the Supreme Court then all the U.S. states will be responsible for setting up fully-functional state based Health Insurance Exchanges (HIX) by 2014. The proposed exchanges will operate as web-based insurance marketplaces where individuals, small businesses, groups and seniors will be able to search and enroll in their preferred insurance plans. If carriers and insurers plan to participate in these exchanges in future, their in-house applications will need to be integrated with the exchanges to maintain accurate and up-to-date data. Some healthcare IT firms have designed Insurance software solutions which can help in smooth integration of insurers existing applications with the proposed HIX platform - if such integration is required.Insurance software solutions usually follow security protocols and standards to make sure that the transfer of sensitive data between clients and insurers or between medical providers and insurers happens in a fast, secure and fool-proof manner. Healthcare carriers and insurers can avail of a lot of benefits with these Insurance software solutions -reduced administrative burdens, reduced costs, improved sales, enhanced customer service, customer retention etc. Insurance software solutions with their automated processes are restructuring the customary ways insurers have been delivering their insurance related services.The White House has been very active over the past few years and has introduced a number of radical regulations and mandates under the Affordable Care Act umbrella. The U.S. healthcare industry is abuzz with a lot of activity ever since 2010 when ACA was signed into a law. With large pool of untapped consumer markets and ever increasing market competition, insurers may need exhaustive all-in-one insurance software packages that offer enhanced services, improve customer engagement, reduce costs and simplify the overall health insurance application process.
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