Learn,How,File,Insurance,Claim finance, share, loan Learn How to File an Insurance Claim
Thankfully, there are now several web sites that are there to help people like you with bad credit to find the fast personal loans that you need. When you have bad credit, the first thing that you should be looking for is a loan company that If your financial problems have reached the point where you do not see a way out and you feel as though you are drowning in debt, your best way out is through declaring bankruptcy. Filing may well allow you to get your finances back on track
The first thing that a claim adjuster do when he receives your application is to ask the underwriting department to send the copy of the application .The part of the claim investigation is to check whether the information on the application form is correct or not. If the investigator finds information to be incorrect then he could even reject your claim.Let me give you some examples:Example 1: A man bought a car insurance policy. At that time only drivers were himself and his wife. They had a daughter who was 10 years old at that time. After some years they had an automobile accident, at that time his daughter was 16 years old but does not drive. After the investigation done by adjuster, they received a letter from insurance company stating that they have failed to provide information that there is now one more driver in their family and denied the claim. The reason they stated was misinterpretation of policy. Although in between policy was renewed several times.Example 2: A man applied for car insurance when he was married .The application asked for marital status single or married. He checked married. After sometime his car was damaged in an accident. At that time he was divorced so when he applied for claim, he was returned his premium and his claim was denied .The company stated in their rejection letter that they wouldnt have given the policyholder marriage discount if they would have known he is single now.You can follow these simple steps to protect yourself from such application errors:1. Always fill out the application form completely. Do not leave any column blank.2. Sign the application only after checking that you have provided all the information.3. Never allow the agent to fill in the application for you.4. Once you sign the application, have the agent make you a copy of the application right then.5. After receiving your new policy do compare the information on your application with the terms and conditions of the policy.6. Report almost instantaneously to your agent in case there is some change in your policy like marital status, etc.If you follow these six simple steps, you wont have to encounter any problem while filing a claim.
Learn,How,File,Insurance,Claim