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Long Term Care companies in the UK are not that many. Ten years ago, insurers saw the potential in the market in an increasing number of the aged who needed care, a rapidly increasing value in real property, and the acceptability of committing the elderly to nursing homes. It is not the norm, if it will be, it has a long time to wait. Majority of people still think it is an awful way to keep them out of the way, as statistics have shown. There are so far only 1.2 million people in care and most are elderly. By age, one in five of those over 85 live in a care home or long stayed in hospitals. Four out of five are still cared for by family and friends.These Long Term Care companies rushed headlong into the market. Most retreated unable to convince people to buy their often incomprehensible products, having been unable to design value for money products that could make a profit. A handful of products and providers are left with a market niche. One of few that offers immediate care and pre-funded care have been wise to bank on the principle, If insurers charge more when people are not in perfect health, it is only right and proper they should charge less for annuitants who have a shorter life expectancy.The following Long Term Care companies provide long term care plans in the UK with its own product. If you're not sure what a long term care plan is and whether it is right for you, counselors can give advice for a minimal fee. Most Long Term Care companies do not approve plans which have not been through a counselor.Universal Provident: a Long term care insurance. An underwriting agency specializing in health insurance owned by financial services group Berkeley Morgan. British Friendly Society: a non-profit, long term care insurance set up in 1902, British Friendly Society (BFS) is an incorporated society. BFS exists solely for the benefit of its 18,000 members. AXA Lifetime Care: a long term care insurance formed in 1992 solely for this purpose. Part of Global Axa group, it deals via long term health care counselors. AXA Sun Life PLC is the provider of the Lifetime Care range of plans Partnership: a Long term care insurance, Partnership is a trading name of Partnership Life Assurance Co Ltd Specialist, a provider of financial products for people with health conditions. It was launched in September 2005. Lincoln: Long term care insurance Lincoln Financial Group is the business name in the UK of Lincoln National (UK) PLC and its UK subsidiary companies. The companies are part of the multi-national Lincoln Financial Group. To pay for long term care, you can insure, invest, use an annuity, sell your house, take out equity release, etc. No one should buy insurance or investment from Long Term Care companies for their old age, without advice from a professional counselor.
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