标签：mortgages - 英国华人论坛

还款没无限制和罚条，由于可能会提前还完。 多谢！ 回帖 用浮动利率就不必罚款啊，不外固定个两年，罚款也没多少。 回帖 好，那末哪家对比好？ 好多年没有mortgages了， 谢谢 回帖...英国华人论坛

Cost of a Bad Credit RatingFolks with poor credit ratings can expect to pay as much as five times more in interest payments and fees over a life-time as compared to those with good credit ratings. When you think of all the things of modern l...英国华人论坛

It is fact that most of the people are coming to the age of reverse mortgage loan. This thing is happening due to many factors like baby boomers. There are thousands of people who are turning to the age of 62 in a day, which is increasing nu...英国华人论坛

Mortgage isa debt instrument which is secured by the collateral of specified real estate property; the borrower of the loan is supposed to pay back the loan with a predetermined set of payments. Through mortgages individuals and businesses c...英国华人论坛

The word mortgage, which literally means “death contract” in French, is more commonly known as mortgage loan these days. A mortgage loan is basically a loan that is secured by real property, for instance your house. This is usually done th...英国华人论坛

These difficult financial times have made it necessary to juggle the demands of modern living. When it comes to buying a home, the biggest challenge is to make sure the monthly repayments are met. Thanks to balloon mortgages, that challenge...英国华人论坛

While there can be no doubt having a low credit score makes life difficult for those who need mortgage loans, it is also true that it is not enough to stop a person for securing one. In fact, when it comes to getting a mortgage for bad credi...英国华人论坛

It is generally believed that self-employed loan applicants have a more difficult time getting approval than employees. This makes sense, as the self-employed have little in the way of job security. But with a range of mortgages for self-emp...英国华人论坛

A Place to Call Your OwnPeople with poor credit histories have dreams of home ownership, too. Young adults are often unaware of the importance of a credit rating and may have made some earlier mistakes that put big dents in their credit hist...英国华人论坛

The challenge for anyone seeking to secure a home loan mortgage with bad credit is to convince mortgage providers that what seems to be a major risk is not actually a risk at all. It is this apparent risk that is behind the high interest rat...英国华人论坛

Mortgages are long-term loans. Individuals obtain them when they wish to buy real estate and pay for it over a period of years. Most people will use a mortgage to purchase their first home because it can afford individuals the ability to get...英国华人论坛

It is an obvious assumption that getting a home loan mortgage with bad credit cannot be a simple task. The size of a mortgage alone means that repayments will be significant each month, and low credit ratings suggest a difficulty in making e...英国华人论坛

It is not really a good data, but is true that 20% of the entire nation's mortgages are underwater. These mortgagees now owe more that the market value of their homes. This situation has come up, because of weak and troubled economy where th...英国华人论坛

A mortgage is the loan that one takes out in order to payfor their home. It is the largest amount of money they will ever borrow intheir life in almost any situation. Given this, it is highly important thatanyone about to get a mortgage know...英国华人论坛

Self-cert mortgages were often labeled by many as "liar loans" because they permitted self-employed borrowers to state their earnings without having to provide any proof of their their income. These types of schemes were aimed to help worker...英国华人论坛

Often bank staffs at local branches don’t understand the contracting market, which is why contractors should seek the support of a contractor mortgage specialist. The advantage of going through a specialist to apply for a contractor mortgag...英国华人论坛

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The Spanish civil code (Article 9) states that the law relating to the inheritance of assets belonging to a foreign individual should be dealt with by the laws of the country of which that person is a national. So, upon the drawing-up of the...英国华人论坛

The foreign currency business goes beyond the trading game bymeans of foreign currency mortgages. You can also find it as a usefuland more affordable means of buying property and even ending uppassively earning from this process. Through for...英国华人论坛

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An individual taking out a reverse mortgage will be able to live off the existing capital of the property. Here is how the process usually works.Lenders or banks take pains to ensure that those intend to take up a reverse mortgage understand...英国华人论坛

When you are buying a home, the total amount from the loan you will need is often the biggest single expense that you might incur throughout a better life. Consequently, it's going to essential to consider the various sorts of loan choices o...英国华人论坛

Buy to let is very much a preferred and chosen type of investment at the moment, especially over the last few year s whilst there has been a global recession. It makes it easier than perhaps a standard mortgage as it does not regard your act...英国华人论坛

Gone are the days when you got your VA mortgage easily, now its quite tougher to get VA mortgage. Even when you only want to refinance your home with a VA loan, they are really securing the lender requirement. Earlier this year VA mortgage l...英国华人论坛

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As a reverse mortgage loan officer in California, homeowners who are getting close to foreclosure seek my help almost daily. These Californians have owned their home for the last two to five years while the real estate market was great and t...英国华人论坛

The last thing you want new golden retirement years is to be strapped for cash and not be able to stay in your house.  With the saying stock market lower income, higher medical bills, and higher taxes retirees are finding it harder and hurt...英国华人论坛

Mortgages for the Self Employed: The Mortgage Provider Online Guide Traditionally, mortgage providers have been reluctant to lend to self employed people, preferring the lower risk of those on steady, provable incomes. This left many self- e...英国华人论坛

Second mortgages are home equity loans which use the remaining equity on your home to guarantee repayment. Thus, the previous mortgage loan remains unaltered as only the remaining equity is used and not the one used to guarantee the mortgage...英国华人论坛

When asked about the most important issue facing them during retirement, the overwhelming response of many senior citizens is: “I want to remain independent in my home.”  A National Council on Aging study confirms that 95% of the populati...英国华人论坛

Seniors who own a home in California have, in general, a valuable asset. Regarded as one of the most desirable states in the union, California has a lot to offer including ample job opportunities and pleasant weather. As most real estate age...英国华人论坛

Since the development of the reverse mortgage program by HUD, only adjustable interest rates have been offered.  With the recent news stories spreading fear about the “danger” of adjustable rate mortgages, it is understandable that many s...英国华人论坛

Senior citizens across Southern California are using Reverse Mortgages as a smart way to afford the high cost of living that is common to our region. Social security is not always enough to cover even common day to day expenses such as in ho...英国华人论坛

Seniors across the state of California have begun taking advantage of reverse mortgage programs more and more over the past 5 years.  This increase in the popularity of the reverse mortgage is no surprise for those seniors that have been lo...英国华人论坛

Copyright (c) 2008 Donna Elizabeth LewczukCommercial mortgages are available through banks, commercial mortgage companies and private lenders. Commercial mortgage rates vary as widely as residential mortgage rates. Traditional banks offer so...英国华人论坛

Home buyers are sometimes faced with special needs when purchasing or refinancing their home. A second mortgage can sometimes help in these instances. A second mortgage is a registered lien on your property. This lien is in second place, beh...英国华人论坛

The idea of being upside down on a vehicle is not that new. This commonly occurs when a consumer makes the decision to purchase a new vehicle before they have paid off their existing vehicle. As a result, the balance of the loan on the exist...英国华人论坛

Choosing a residential mortgage in today's market can seem like a daunting task. The borrower can be faced with a myriad of choices. Each lending institution presents their respective claims to the enquiring borrower in an attempt to entice...英国华人论坛

Contemplate 1934.The United States is in the depth of the Depression. Only 40% of America is a homeowner.The normal mortgage is limited to 50% of the home's value. If you want to buy a home, that means you must come up with a 50% down paymen...英国华人论坛

In consideration of this, you consent to repay the loan on a monthly basis for a certain time period at a fixed interest rate. The length of the reimbursement period move down to something less expensive. You then pocketed the gaps in the fo...英国华人论坛

More and more people are jumping on the buy-to-let bandwagon.  With experienced landlords adding to their property portfolios, increasing demand from tenants and attractive buy-to-let mortgage rates, this might be a good time to consider th...英国华人论坛

Reverse Mortgages in the Credit MarketUnlike forward mortgages, which entail a higher risk on the part of the lender, reverse mortgage funds are backed by a property you already own and have built equity in. Reverse mortgages don’t carry th...英国华人论坛

A few years ago, my mom and dad (both nurses) were in a tough spot financially. Living off of a small pension and an even smaller Social Security Check, they were having trouble keeping up with their bills.They were still paying off their mo...英国华人论坛

For most people, buying an overseas property is a dream. However, with all the intricacies and complicated procedures with overseas banks, developers and solicitors, a lot of people get discouraged with the concept. However, the overseas pro...英国华人论坛

Turn on the television or open up your internet explorer and chances are you'll see ad after ad for reverse mortgages, all of which are targeted toward senior citizens.  With so many scams these days that revolve around mortgages, and those...英国华人论坛

The land then belongs to the loans company and it is secured through documents until full terms are complied with. The lender deals with the borrower in making sure all the proper papers are signed while establishing a relationship with the...英国华人论坛

As a result, many families are currently on the brink of foreclosure, as the mortgages issued during the "housing bubble" are adjusting to reflect the state of the economy. This means that more and more people are searching for ways to obtai...英国华人论坛

California Reverse Mortgages are a different kind of mortgages that are proving to be very popular with senior citizens. A Reverse Mortgage allows the property owner to stay in the house, unlike the regular kind of mortgage that dictates tha...英国华人论坛

A mortgage is a long-term loan for a large amount, commonly taken for a property or a house. It is a kind of home loan except that it is termed for longer. Mortgages are available through a bank, private lenders, or property sellers. One adv...英国华人论坛

Mortgage loans are a long term commitment. So you cannot afford to fool around with them. Hence, make sure that you do not choose a deal that you are even remotely unhappy with. Why do I say that? While it can be true that some of the larger...英国华人论坛