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According to many consumer guides it is imperative that individuals comparison shop in order to find the cheapest policies. This is true when it comes to any consumer product but not all are made mandatory by law. Since this is an expense that one must incur in order to drive legally it is very wise to obtain as many auto insurance quotes so that consumers can find optimum savings. There are many ways to go about shopping around. Whether a person prefers to deal with a live agent they can make several calls in order to gather enough rates to compare from. Some prefer visiting offices so that they can sit down face to face with agents and determine what the cost for coverage would be. While others have chosen to shop online due the quickness it takes to obtain multiple quotations from various companies that the can choose from. Regardless of which method is preferred, it is very important to complete a comparison in order to find low cost car insurance from a reliable insurer. When beginning the comparing process shoppers should have a few things ready to make it easier on themselves as well to speed things up. In order to get an accurate quote one should have the following; drivers names and birth dates, vehicles year, make and model as well as the vehicle identification number (VIN), current mileage and estimated annual mileage, and garaging address. All of these items are needed in order for insurers to calculate a premium. Although drivers license numbers are not needed in order to be quoted one can provide it but if they choose not to it is important to disclose any tickets or accidents that are on their driving record. Failure to do so can result in a raise in premiums if a person were to go ahead with a purchase and the insurer finds any blemishes after running the applicants driving record.
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