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I. Quotes offered by participating websites are:
- 100 % Free
- No Obligations to Buy
- No Personal Information Required
- Instant Rates from Multiple Companies
The above means when one visits any websites and seeks quotes, the quotes are offered without any cost. At the same time, there is no obligation on the visitors part to purchase the quote. Mandatory purchasing of quotation is not a condition of offering rates of provide. Therefore, one can seek as many multiple auto insurance quotes as they would like. There is no restriction.
II. Comparison of quotations:
Since insurers are permitted by law to decide the cost of their products on the basis of their experience and loss and since no two companies have similar experience and loss, the cost of their products are not similar. In fact, for the same proposal, two insurers offer different prices. Some of the prices offered would be lower than other. Therefore, if the more quotes one gets, the more chance one has to receive a policy with low cost. Therefore there is always potential of saving on the cost.
The above given two factors are the most important reasons of obtaining multiple prices of premiums and an auto insurance comparison on the basis of price as well as other factors in order to get the cheapest rate and to save the maximum.
However, after getting a multitude of quotations, one should not only compare only on the basis of cost. This is due to the uniqueness of insurance products, i.e. coverage of the risk of the potential buyer. So, what is the use of buying a cheap policy if it does not cover risks adequately ? Therefore, risk coverage as well as cost of protection is the two most important factors, in addition to others, to compare from.
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