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If your financial problems have reached the point where you do not see a way out and you feel as though you are drowning in debt, your best way out is through declaring bankruptcy. Filing may well allow you to get your finances back on track Thankfully, there are now several web sites that are there to help people like you with bad credit to find the fast personal loans that you need. When you have bad credit, the first thing that you should be looking for is a loan company that


We have a secret. It is a thirty five billion dollar secret!! The person who has knowledge of this secret has the chance of enjoying his share in the thirty five billion dollars. What is the thirty five billion dollar secret?? That is the amount of money owed to the residents of this nation as unclaimed funds. Surprised?? You will be even more surprised when you find out that as many as eight out of nine Americans are owed unclaimed money!! This fact has been publicly supported by the likes of Oprah Winfrey!! You, your family members, your relatives and even your friends may be owed unclaimed money!! Want to recover it?? Read ahead!! Unclaimed cash can come into existence due to the silliest reasons possible. Money that you had deposited in your childhood savings account may still be earning interest for you. The wealth bequeathed to you by your relative may never have reached you because you knew nothing about it. Stocks and mutual funds purchased during the boom period and forgotten when the bubble burst may still be earning dividends for you. All this contributes to the lost money kitty. When money is left unattended for three years or more by its owner, the institutions try contacting the owner to ensure that the money is put to proper use. If the owner cannot be contacted, due to change in address or any other circumstances, the institutions have no other choice but to contact the state or federal agencies to take charge of the money. Then onwards, the money becomes unclaimed funds. The irony is that most of the individuals have no idea that they are owed unclaimed money. They are unaware because they did not keep their financial institutions informed about the change in their address. This vicious cycle can come to an end only when the individual takes the initiative.  Unclaimed cash has to be searched for and recovered. The search has to encompass ·         State databases ·         Federal databases There are as many state databases as there are states. There are multiple federal databases as there are multiple agencies tackling this problem. The search has to cover all these databases. Individual searches can be ruled out as an option because it is a time consuming and effort sapping approach. Rather, it makes sense to visit websites like Cashunclaimed.com that offer a better alternative.  The website enables the visitor to search 120 databases in one go. Since the name searches are free, unlimited searches can be conducted to find out if one’s friends, family and relatives are owed money or not. It is imperative that the individual searches for money owed to those names that are mere variations of the legal name of the individual. Mr. William Ford must search for money owed to Bill Ford and W. Ford as well. Once you have found the unclaimed cash owed to you, the process of claiming the money begins. Thankfully, it is a relatively simple one. Just fill out the claim form and submit it to the state or federal agency holding the funds. Submit your driver’s license and / or birth certificate as well. If the money happens to be an inheritance, you may be required to submit proof of ownership or entitlement to the wealth as well. Once the procedure is completed, the period of wait for the completion of formalities may range from two weeks to three months. Sooner or later, the check repaying the unclaimed money shall land in your inbox.

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