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Basic Features The Bank of America - Rewards American Express Card equips you with an appealing introductory Annual Percentage Rate (APR) of 0% on balance transfers and cash advance checks for the first 12 billing cycles. Once the introductory rate has expired, you get a very low fixed interest rate on purchases and balance transfers. There is no annual fee and you are given the option to pay over time. Additional Benefits Apart from the features above, Bank of America - Rewards American Express Card presents you with several other facilities, which include: § Insurances for accident, damage and rental loss, while traveling § Emergency services such as replacement of prescription, physicians, hospitals, and referrals as well as legal referral services § Protection against damage or theft of the card § Extended warranty protection on purchases from scheduled outlets Rewards Program The Bank of America - Rewards American Express Cards reward program gives you a host of benefits as below: § Every net retail dollar spent on qualifying purchases earns you a point. § For all dining and travel purchases, you receive double points § The reward-package also offers you special privileges for traveling and shopping with merchants (who are partners of American Express). It also includes personal concierge services for 24 hours seven days a week. § You can redeem your earned points for availing a variety of services like hotel discounts, traveling, branded merchandise, gift certificates and can even get cash. § You are allowed to earn limitless points throughout the year and there are no blackout dates to disappoint you. Remember your points last up to five years, which is the date of expiry. Who Will Benefit Most? This card from Bank of America is specifically for those of you possessing an average credit yet craving for a credit card. With the card, you can relish the flexible options for payment and a monthly revolving balance. You do expect more out of your credit cards and the rewards program coupled to Bank of Americas Credit card promises you just that. The American Express Rewards card offers you one of the most thriving reward programs currently available with Bank of America. Through the card, you will be able to access special merchant-offers available only with American Express, as well as exclusive travel and purchase features.
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