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If your financial problems have reached the point where you do not see a way out and you feel as though you are drowning in debt, your best way out is through declaring bankruptcy. Filing may well allow you to get your finances back on track Thankfully, there are now several web sites that are there to help people like you with bad credit to find the fast personal loans that you need. When you have bad credit, the first thing that you should be looking for is a loan company that


The Bank of America - Rewards™ American Express Card, an outcome of this merger, is a unique card in that it is the first Bank of America credit card that is being accepted for payment purposes in the American Express global network. Is The Bank Of America - Rewards™ American Express Card Ideal For You? The Bank of America - Rewards™ American Express Card is meant for you if you have an average credit and still desire to have a credit card that suits your needs. In addition, the card brings to its potential clientele a huge assortment of benefits in the form of its rewards’ programs. Features Of The Card This new card has an American Express branded clear plastic card design. It has an excellent rewards program and also allows double points for all travel and dining purchases. As a card member, you can also avail of the special merchant offers via the American Express. Lastly and most importantly, you will be able to maintain the peace of your mind through the purchase and travel security features. Benefits Of The Card The reward program of the Bank of America - Rewards™ American Express Card enables the cardholder to earn one point for spending one dollar on the qualifying purchases. Double points can be obtained for dining and travel purchases. Furthermore, the points earned by the cardholder can be utilized for various things, like hotel discounts, gift certificates, merchandise, traveling and even for obtaining cash. You can keep earning points without any limit, but just be careful to use it before their expiry (5 years). The introductory rate of interest (0%) of the Bank of America - Rewards™ American Express Card is very attractive and is applicable to balance transfers and cash advances for the duration of the first year. The annual fee on offer is also very competitive. After the expiry of the introductory rate, the cardholder gets a fixed rate of interest that is highly comparable. The cardholder enjoys the monthly revolving balance and flexible payment options. Another plus point is that you can enjoy the benefits provided by both the American Express and Bank of America. Serving in more than 2000 locations all over the world, the American Express offers many facilities to travelers like insurance coverage for accidents, damages and rental loss as well as many emergency services like hospitals, prescription replacements and physicians. You are well protected from theft and damages to the card. Perks You can also avail of the special privileges like shopping with the merchants who happen to be partners with the American Express. Enjoy the personal concierge services 24 x 7 for VIP access to hotels, dining and other sizzling events. The other host of benefits includes no annual fee, fraud protection, identity theft recovery and more.

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