How,Avoid,Getting,Burned,Your, finance, share, loan How To Avoid Getting Burned By Your Own Tax Return
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I did it. I finally did it.Last weekend, while the rest of Fort Wayne celebrated thelong-awaited onset of springtime temperatures, I stayedinside and did something I've never done before.I burned my first CD.Yep, I joined the Pepsi generation and got me a real CD-RWdrive. And I actually copied a music CD onto a blank CD (mywife's favorite Eric Clapton CD -- so now she's got one forhome and one for the van; guess I better burn another one soshe can listen to it at work, too.)But it wasn't easy, let me tell ya!If fact, I didn't think it would ever happen.Why? Because when it comes to computers, I ain't the mostproficient guy in the world. I know how to use my accountingand tax software, and I can peck away at a word processorwith the best of them, but hardware? I'm clueless, man,absolutely clueless.To me, RAM is an animal, the mascot for a pro football teamthat used to play in L.A. and then moved to St. Louis.But my wife and kids have been pestering me for months toget a CD-RW so we can make our own music CD's. So last weekI finally gave in and ventured out to my local discountelectronics store.And there they were, lined up on the shelf, all 28 differentmodels. I picked up one of the boxes and looked at the "specs". Thefirst label that caught my eye was called "Disc Formats":CD-R, CD-RW, CD-ROM (mode 1 and mode 2), CD-ROM XA (mode2,form 1 and form2), CD-DA, Bootable CD, Photo CD (single andmulti-sessions), Video CD, CD-Extra, Mixed mode CD, CD-text.I suddenly felt the beginnings of a headache.I know enough about hardware to know that you've got to makesure a new piece of hardware is compatible with yourexisting hardware. Ah, yes, the "interface", gotta make sure that's right!So I looked at the box where is said "E-IDE/ATAPI".Now my stomach didn't feel so good either.Finally, I turned the box over and found what I was lookingfor, "System Requirements": IBM PC Pentium 200MHz or higher;64MB DRAM, 1 GB for image recording, 150MB free HD space forinstalling writing software.I no longer had a headache. I had a migraine.Enough was enough. I left the store and came home empty-handed. I was in over my head, and it was time to admit it.While driving home I suddenly realized something. What I just experienced is exactly what most peopleexperience as they sit down to prepare their tax return eachyear. All those forms, schedules and worksheets, each withtheir own set of unique codes and convoluted calculations.Forms, forms and more forms. They might as well be writtenin Greek.For some people, mostly folks with "regular" day jobs andsimple W2's, doing your own tax return can be a relativelypainless process (particularly if you don't itemizedeductions and have no investment income).And with the proliferation of user-friendly tax preparationsoftware programs, I'm sure millions of returns are filed bydo-it-yourself-er's without a hitch.But if you're self-employed or own your own business, andyou're new to the world of taxes, well, I've got news foryou -- be prepared to go through exactly what I went throughat Best Buy -- lots of pain, agony and frustration.And be ready to "give up" and do what I eventually did --call a professional.For me, that meant giving my friend George a call. George isa client who also happens to be a "computer guy" with allthe latest gizmos and gadgets known to mankind.George was very happy to help me out. He told me exactlywhat kind of CD drive to get, and then he came over to thehouse and installed the thing in 15 minutes! I couldn'tbelieve it! Then he installed some software, spent 10minutes showing me how to use it, and the next thing I know,I'm burning a CD like I've been doing it all my life.If you are a small business owner or self-employed personand you're trying to prepare you own return this year, how'sit going? Do you think you did OK? Or are you getting by on trial anderror with a dose of prayer mixed in ("Please, God, pleasedon't let me get audited!")Maybe it's time you did what I did.By George, call a professional.If you're in over your head, admit it, and get some help.Visit your local tax professional today!
How,Avoid,Getting,Burned,Your,