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If your financial problems have reached the point where you do not see a way out and you feel as though you are drowning in debt, your best way out is through declaring bankruptcy. Filing may well allow you to get your finances back on track Thankfully, there are now several web sites that are there to help people like you with bad credit to find the fast personal loans that you need. When you have bad credit, the first thing that you should be looking for is a loan company that
It's a new world. Gone are the days of writing paper checks and entering credit card numbers. Now with the click of a mouse youcan pay anyone anywhere, anytime, or you can receive paymentsyourself without a merchant account. All you need is the rightservice and an email address. There are so many "electronic payment" services on the Nettoday, if you're not taking advantage of them you're missingout on a fast, simple way to move money around. If you'reselling products or services online, adding one or more ofthese payment processes to your site will give your visitorsmore options and possibly result in more sales for you.Let's examine some of the Top Players a little more closely:1) PayPal http://www.PayPal.comPayPal has to be the most popular of the payment services available by far. They offer three differentaccount types: Personal, which has a limit of 100.00 permonth in credit card payments; Premier, for those in needof high transactions (which means you need to accept a large number of credit card payments); and Businessaccounts, which are intended for business use only. A business account includes the ability to accept payment from your website and use of PayPal's shopping cart alongwith your own ATM/Debit card which allows you to accessyour funds at any local bank or use the debit card likea credit card at any store.Fees: For Premier accountsthese are 2.2% of each transaction plus $.30. Businessusers pay 2.9% per transaction plus $.30. There are notransaction fees for personal accounts. They do allow International payments for some countries; check the site for details.2) BidPay: http://www.BidPay.comOwned by Western Union and devised to make paying foronline auctions easier. Basically, when you open anaccount with them you purchase money orders that theysend out to pay for any auctions you may have won.Cannot handle transactions over $700.00. The moneyorders are mailed out within 24 hours. Emails are sentto the buyer and seller once payment is on its way.All payments under $100.00 are charged a $5.00 flat fee. Money orders between $100.01 and $700.00 arecharged $5.00 +2.25% of the face value of the moneyorder. International access allowed but limited to certain areas.3) Yahoo Pay Direct http://PayDirect.yahoo.comSend and receive money anywhere in the US with only an email address. You can transfer money to and fromyour online account with a credit card or from youroffline bank. U.S. accounts only with no fees of anykind to use the service. The minimum amount of moneyyou can send is $5.00 and the max is $200.00 -- that is,until you respond to a special verification mailing fromthem, after which they upyour limit to $1,000.004) C2IT : http://www.C2It.comThis service is a part of Citibank, and when you registerwith them you'll receive a $10.00 sign up bonus. Thisone can be used to send cash to anyone in the U.S. withonly an e mail address. Funds can be drawn from a credit card or your offline bank as well. Fees range dependingon the type of transaction. Sending cash from your C2itaccount will cost you 1.00% of the transaction amount witha minimum. of .50. To transfer funds from your linkedbank account to any linked account 1.60% of transactionwith a .50 minimum. Requesting a check will run you $3.00. You must be a resident of the United States to use this service.As you can see, there are many options available to you for moving cash around the Net quickly and easily. Personally, I use PayPal and have found the majorityof people I encounter on the Internet have a PayPalaccount. You'll want to take into account a service'spopularity before deciding on which one is just rightfor you. Moving money electronically is a beautiful thing!And that you can take to the bank -- literally! Article Tags: Credit Card
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