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If your financial problems have reached the point where you do not see a way out and you feel as though you are drowning in debt, your best way out is through declaring bankruptcy. Filing may well allow you to get your finances back on track Thankfully, there are now several web sites that are there to help people like you with bad credit to find the fast personal loans that you need. When you have bad credit, the first thing that you should be looking for is a loan company that


That time of year is quickly approaching... I'm talking about dreaded taxes! To make tax time easier this year and certainly next year, read on. As is the case with many other small business owners I've talked with, taxes, recordkeeping, and all that darned paperwork are the hardest and most unpleasant parts of running your own business. However, I have established a system for tracking my antiques and collectibles business inventory and expenses, which keeps headaches to a minimum. Keeping Uncle Sam happy (KUSH) is important, too! Numerous books on small business operation are available today. I suggest visiting a local bookstore or library and just sitting down with a stack (and there are stacks of them!) to see which one works best for you. My inventory-tracking system works for me because it's simple. I don't like to do this part of my antiques business, so I have to keep it simple or it would be overwhelming. But as long as I stay on top of things, I'm fine. I estimate that I spend four to six hours a month at the task of recordkeeping (a little more than one hour per week). I keep an inventory sheet that has five columns: Inventory Number, Description, Purchase Price, Marked (Sold) Price, and Date Sold. Using this simple method helps me track what I've purchased and for what price as well as when it sold. To track expenses other than inventory, I use a relatively simple software package (Quick Books) on my computer that totals the numbers I input. The same results can be realized by using a good old notebook, writing down the date of purchase, where purchased, and purchase amount, and totaling the amounts yourself. Tax preparation is not what I call fun, so I use a tax preparer. For a little more than $100 a year (which is tax deductible), he does the dirty work, and I keep my sanity. Good luck in the "business" end of your business!

Job,amp,#39,Finished,Until,the

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