BMW,Dealership,Decisions,Lease car BMW Dealership Decisions - Lease Or Buy?
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When visiting a BMW dealership, you will likely have the option to buy or to lease your new vehicle. Most of the time, the decision is one based on what you would like to do with the vehicle and how you will use it. Before you commit, though, be sure you know what to expect. Talk to the dealer about the costs, including the long-term costs of both options and your qualifications for either method. Before you invest, consider the benefits of each method. You may find that one method is better for you than the other is.Leasing Is Not RentingOne common misconception is that leasing a vehicle is like renting it. That is not true. In fact, you are financing the use of the vehicle in this process. When you buy the car, you are financing the purchase of the car. Consider the difference. You need to consider the financial implications of either method.First, consider what your buying habits are. Do you find yourself back at the BMW dealership every year or two for a new car? If so, then leasing makes more sense because you do not have to fork over nearly as much money to get into a new car. Those who do not want to deal with repairs or major investments into the vehicle may only want to remain in it while the warranty is in place. Still others love that they do not have to pay high upfront costs to get into these vehicles.How Will You Pay?Another factor to consider is how you will pay for the vehicle. Do you plan to use a loan? If so, this means you will end up paying a much larger sum than if you were to lease it. Remember, to purchase the vehicle with a loan, you will pay the purchase price, fees, and the interest that compounds over the lifetime of the loan. That all adds up to one expensive option. Leasing instead of buying is better in this instance, because the costs are lower in the long-term if you plan to buy a new car once your loan is up.Which option is right for you? To find out, talk to your BMW dealership about the current interest rates and costs related to the purchase and lease of the vehicle. Determine which option is better for your individual situation right now. Doing so could help you to get into the right car for your needs without the risk of overpaying. Discuss the way you will use the car, the length of the lease, as well as the miles you likely will put onto it.
BMW,Dealership,Decisions,Lease