Why,Teen,Drivers,Are,More,Susc car Why Teen Drivers Are More Susceptible to Car Accidents
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Teens are not too lucky in terms of carinsurance because of their attitude on the road. Most insurers arenot willing to offer cheap car insurance for teenagers. They thinkteens will just crash their cars to a tree or a street light. Teensundeniably cause much reimbursement for insurers. Hence, they chooseto put a high premium on car insurance for teens. There are a few factors that increasethe teens likelihood of being involved in road accidents. Teens are risk takers.They are likely to be confusedwhen faced with road emergencies.They are inexperienced drivers.They tend to be influenced bytheir peers.Teens have brains that are likely totake risks. The self-control center of the brain is underdeveloped.This makes teens impulsive and emotion-driven. Their judgment is notyet fully developed too. Teens tend to look for new sensations, whichthey can get from new experiences. The more adventure-filled theexperience is, the more exciting it is for them. Their impulsivenessoverrules their foresight, which at their age is also underdeveloped.Teen drivers tend to race on the roadwithout thinking of dire consequences. Teens like the idea of goingon a joyride, never minding whether they are racing past speedlimits. Over-speeding puts them in trouble. But over-speeding is justone of their usual misdemeanors. Carefree teens are usually seen notwearing seatbelts and driving past red traffic lights. They also likeracing along the roads, especially if they are with fellow teendrivers on the road.Another problem with teens is they haveinsufficient problem solving skills. They may have better senses ormotor coordination, but the part of their brain responsible forsolving problems is not yet fully developed. When faced withsituations when they have to make quick decisions, teens usually getconfused. Such indecisiveness becomes their liability on the road,especially when they are already driving too fast. Those new todriving will tend to panic when they notice a police car chasing themafter speeding.The inexperience in driving leads manyteenagers to be easily distracted. Common distractions are phonecalls, text messages, music players, and other passengers.Distractions can put new drivers at risk. This is why people learninghow to drive are taught how to ignore distractions. Peer pressure can be a problem in manyareas of a teenagers life, including driving. Teens want to pleasetheir peers even if it means putting themselves at risk. To them, itis important to belong to a group of people. If their friends like tospeed, they do the same. If their friends ask them to go on ajoyride, they do as they wish. Unfortunately, most teens do notrealize the downsides of peer pressure until bad things happen.Luckily, teens outgrow these issues,but many learn lessons the hard way. Insurance companies wait longbefore lowering the cost of car insurance for teenagers. Even if ateen decides to change bad habits now, he or she may not get cheapinsurance right away.
Why,Teen,Drivers,Are,More,Susc