The,Millionaire,amp,#39,Mental business, insurance The Millionaire's Mentality

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A friend of mine was given a million pounds ($1.4m)this week. He isn't a millionaire though. For the lastthree years he has been Managing Director of a smallcompany owned by a very rich man. The very rich man isa millionaire 250 times over and his wealth is growingfaster than he can count it.My friend's million is his share of the proceeds fromthe sale of the company. His boss was made an offerwhich he viewed as a good return on his investment. Sohe sold out. My friend got his million and lost hisjob.Now, a millionaire would say "What a great opportunity!How can I use my capital to build a real fortune?"Instead, my friend has started looking for another job.At 43-years old he can't imagine life without a 'properjob.' He is an institutionalized employee.Being a millionaire, isn't really about having amillion pounds or dollars - you need to have amillionaire's mentality.What is that magical mindset, and how does it differfrom the way regular 9-5 folk think?John Paul Getty said it:"Luck, knowledge and arduous work - especially arduouswork - are all necessarily for a man to become amillionaire. But above all that, he needs what can becalled the 'millionaire mentality': that essentialstate of mind and conscience which mobilizes theintelligence and all the talents of an individual toaccomplish his tasks and realize the goals he has setfor himself in business."The only thing I would disagree with the great J.P. onis 'arduous work.' Sure, to get anywhere you need towork hard, but if you love what you are doing, it ishardly arduous. I prefer to think of 'smart work.'Keep an open mind.-----------------True millionaires see the world slightly differently.Their minds are open to opportunities. A good exampleof this alternative way of thinking is Richard Branson,the boss of Virgin Airlines. The story goes that he hadtaken a bunch of journalists to LA for his inauguralflight to that city. After a pleasant few days in a tophotel, the journos were all in the lobby waiting for alimo to take them back to the airport. One young womanwent up to Branson and asked him the followingquestion:"Richard, I don't want to be a hack all my life, whatis the secret to making money?"Branson looked around and said, "Just keep your eyesopen and the answer jumps right at you. Look at thoseoutdoor heaters the hotel has around the pool, forexample. I've never seen them before, and with theEnglish weather the way it is, I'd bet they would selllike hot cakes at home. Find out who makes them and seeif you can get the UK distribution rights."Out of interest, the woman checked it out and was toldshe could buy the rights for $3,000. She didn't bother.Last year, the company that did buy those rights wassold for $25m.Goals-----Goals are the roadmap to our success. With a good mapwe get to our destination with the minimum of fuss.Without one, we flounder and get lost.Every millionaire - whether they have the money yet ornot - is goal-focused.Whatever process you use to set yourself goals, this isone aspect of success that you should never stint on.The simplest method - and one which works well for me -is to have a 'goal moment.' Fifteen minutes set asideeach week to focus your mind on your life's 'mostdesires results.'On a sheet of paper, landscape (I use a yellow legalpad), make four column headings:* 1. Goals for the next five years* 2. Goals for the coming year* 3. Goals for the coming month* 4. Goals for the coming weekStarting in column 1, write down all your long-termobjectives. Write them in detail. So, you wouldn't put'move to a bigger house', you would put, 'I now live ina five-bedroom, four-bathroom house set in 10 acres ofwoodland, with a detached double garage, an indoorswimming pool and my own gymnasium.'Make it as real as possible, and make it present tense.Do the same for every aspect of your life or businessyou want to change in the long term.Then move on to the one-year column. Do the same thing,but this time, try to make sure that your one-yeargoals don't conflict with your 5-year plan.So, to continue the above example, you wouldn't have aten-bedroom house in 25 acres in the one-year plan. Butyou might have a four-bedroom house in the smart partof town.The one-month goals should be things that you need toachieve in the short to medium term in order to makethe longer term things happen. They might includeconcrete business objectives or self-improvement plans.The weekly goals are all the things that you are goingto do in the coming week to make the monthly goals areality.Be aware as you write all these things down that thisis not a vague wish list. It is a contract withyourself. Each week, when you rewrite the whole thingout again (this is a really important part of it), signand date the bottom of the page.What does all this goal-setting do for you? It giveyou:Focus-----Real millionaires, and millionaires-in-waiting have theability to focus on achieving their goals to theexclusion of all else.They simply do not allow themselves to becomedistracted.Regular folk are like butterflies. They skip from onegood idea to another, attracted by the next big promiseor clever sales line. Then they complain that none ofthe schemes they try ever work.It isn't the scheme, it is the schemer. People whoreach the top in any endeavor do so by staying focusedon their prime objective.Estee Lauder said, "First comes the shy wish. Then youmust have the heart to have the dream. Then, you work.And work."And Dale Carnegie, who knew a thing or two, said,"Condition yourself to determine clearly in your mindthe goal that you want to achieve, and then, withoutletting yourself get sidetracked, head straight foryour ideal."Self Belief-----------Nobody ever got rich by thinking that they couldn't.Absolute self-confidence is a vital part of the realmillionaire mentality.Everyone has nagging doubts the whole time, it is partof being human. True achievers know how to conquernegative thoughts and smother them with ever morepositive ones.Ray Kroc, the founder of McDonald's, had a greattechnique. Whenever he had negative thoughts, he wouldimagine himself writing them out in detail on ablackboard. Then he would visualize an imaginary handwiping the board clean.He was reprogramming his sub-conscious to concentrateon the positive things and not focus on the negatives.As Walt Disney said, "If you can dream it, you can doit." That applies just as much to the bad things youcan dream as the good. So why make the bad things cometrue?So, you may ask, am I a millionaire? I believe I havethe millionaire's mentality. As for getting the cash,no problem. It is on my list.