Managing,Holiday,Financial,Str DIY Managing Holiday Financial Stress


When starting a new work at home business it is very easy to become consumed by it. We spend so much time trying to get the business up and running that we may end up becoming burned out and lose our motivation. There is so much to learn and Normal 0 false false false MicrosoftInternetExplorer4 /* Style Definitions */ table.MsoNormalTable{mso-style-name:"Table Normal";mso-tstyle-rowband-size:0;mso-tstyle-colband-size:0;mso-style-noshow:yes;mso-style-parent:"";mso-padding-alt:0in


As the holiday season comes to finale, one of the areaswhere stress tries to seem to creep into our minds is in the area offinances.  With gift purchases adding up,tax considerations, and holiday travel expenses being incurred, many people aretempted to let negative vibrations into their lives because of increasedspending.  As with any other stressrelated topic, though, you have to know how to shift this one as well.Stop & Breathe!The first, and most important, step to overcoming holidaystress in the area of finances is to stop and breathe.  Allow your energy to focus itself on apositive image, and just let the the negative feelings exit your thinking.  While this may sound simple it is POWERFULand you can do this!  Remember thatmanaging your energy is KEY in al;l things in life and business:) Write It All Down!Ok, now that you have reached a place of focus and serenityin your mind, let’s get to work on the rest. Start by writing down the things that need to be done or bought, and thecosts associated with those items.  Don’tover analyze this too much and have fun with it.  You can even add a few crazy things to yourlist, just to keep it exciting.  Now, addto this list things that will cost nothing or that you already have within yourpossession.  For example, a list may looklike this: 1.      Gift for my parents $502.      Travel Money to see family $1503.      Gift Exchange gift for work $204.      Gift for my child’s teacher $205.      Donation toy for charity $206.      Money for holiday activity with my child $507.      Books to read on Christmas Eve $0 (Library)8.      Dessert to take to work holiday Party $0(ingredients already in pantry) If you notice, line items 1-6 have associated costs, andnumbers 7-8 do not.  Now, from thispoint, try to list the items from highest priority to least priority.   Your list might now look like this: 1.      Travel Money to see family $1502.      Books to read on Christmas Eve $0 (Library)3.      Gift for my parents $504.      Donation toy for charity $205.      Money for holiday activity with my child $506.      Gift for my child’s teacher $207.      Dessert to take to work holiday Party $0(ingredients already in pantry)8.      Gift Exchange gift for work $20 Now that you have things listed from most important toleast, brainstorm about any changes that you can make to limit the cost withoutsacrificing the importance.  Here aresome ideas, based on the above list 1.      Lower gift amount for parents to $40 and have mychild hand-make a card2.      Instead of purchasing a new toy for charity,find a nice one that my child no longer plays with and donate that instead.3.      Ask a friend if they would like to split thepurchase of a new toy for a child for charity with our family.4.      Search the internet for a free holiday activityto do with my child, instead of something costly.5.      Decrease the gift amount for my child’s teacherto $10 and hand-make a card6.      Not participate in the gift exchange for work Now, rearrange your list to include the changes and seewhere you are now.  1.      Travel Money to see family $1502.      Books to read on Christmas Eve $0 (Library)3.      Gift for my parents $40 (make card homemade)4.      Donation toy for charity $10 + a toy my childdoesn’t use5.      Money for holiday activity with my child $06.      Gift for my child’s teacher $10 (make cardhomemade)7.      Dessert to take to work holiday Party $0(ingredients already in pantry)8.      Gift Exchange gift for work $0 (opt-out) Now, take a few more minutes and write down all of thethings that you have this holiday season that are positive and that contributeto high vibrations.  Include the love offamily, time spent with friends, and the blessings that you have.  You may also want to include your positiveoutlook for the holiday season.  Thingslike “This will be the best holiday season yet” or “My New Year is looking verybright and promising!”  Remember to focusyour mind as much as you can on the positive and not let negative vibrations,like holiday stresses seem to divide your energy!

Managing,Holiday,Financial,Str

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