When a person is saddled with bad credit, often he feels that there is no way that he can qualify for a credit card. However, that is not the case. So-called subprime credit cards, or credit cards for bad credit are actually readily availabl...英国华人论坛
Buying a new car is a big and exciting experience. Sadly, for Americans with credit issues, the happy experience can turn into a nightmare. Constant auto loan rejections and exorbitant interest rates can affect your morale and keep you away...英国华人论坛
We all are in a hurry to go to some or the other way. We may have to go to office, shopping, small holiday trip, business trip, college, classes, etc. This is acceptable that the internet has made everything easily accessible and available a...英国华人论坛
A common reality that every aspiring homeowner has to face is that they cannot, on their own, have the essential cash needed if they wish to own a house. This problem could even bear more impact among those people who have less than perfect...英国华人论坛
Subprime auto loans make credit available to more and more people. In fact, almost half of all car loans made annually in the U.S. are to subprime borrowers. While carrying higher interest rates than prime loans, subprime auto loans are typi...英国华人论坛
Prior to 2006, very few people were concerned with the idea of financing subprime mortgages. Most people did not even know that these type of mortgages were even a problem. The stock market was booming, many corporations, especially homebuil...英国华人论坛
Subprime lending was a very prosperous business in the during the housing bubble that lasted from the early 1990s until 2005. Subprime lenders made a great deal of money in fees and the interest individuals had to pay. The closing cost f...英国华人论坛
Over the last two years, we have seen absolute turmoil in the economies of every country in the world. It all started in the United States when the subprime mortgage crisis was kicked off in late 2007. The financial books of Bears Sterns...英国华人论坛
Getting a subprime loan was something that almost anyone could do a little over three years ago. If you had a job that produced anything over $20,000 a year, you were guaranteed to qualify for a loan. Unfortunately, this is the number on...英国华人论坛
Prior to 2007 very little thought went into the idea or logic behind subprime lending. The financial institutions that were funding these loans were making money hand over fist in fees and rates on the loans. What they did not realize is...英国华人论坛
Subprime lending is a lending practice that has quite the roller coaster ride in the media. Prior to 2007, many home owners knew what subprime was, but were not 100% sure how it would affect the economy. There were many analysts on CNBC...英国华人论坛
Subprime lending could be the main reason that America and the global economy is in the financial crisis it is currently in. Giving individuals loans for 10 times their salary was never a smart business practice. It definitely was not a...英国华人论坛
Subprime mortgage are home mortgage loans to consumer with poor credit histories. This category includes customers with late payments, foreclosures, bankruptcies and more on their credit applications. It also includes some first time buyers...英国华人论坛
There are more than 19,000 mortgage companies in the U.S. and some of the largest and most reputable of them specialize in subprime mortgage refinancing. Steven Frank, Senior Vice President of Marketing at FlexPoint Funding identifies a subp...英国华人论坛
They say the definition of insanity is doing the same thing over and over again, expecting a different result. It's hard to believe, but subprime lender New Century which is experiencing potential bankruptcy type problems from its subprime l...英国华人论坛
Subprime lending has recently caused over 40 lenders to either go out of business or stop issuing subprime loans because of excessive foreclosure rates. The lending community made decisions in the last few years that dramatically eased a bor...英国华人论坛
Subprime lenders are providing first mortgages, second mortgages and home equity loans to those who don't qualify for conventional financing. Many of the more than 19,000 mortgage lenders in the U.S. offer some form of subprime mortgages.Sub...英国华人论坛