How does a variable universal life (VUL) insurance policy stack up as an alternative to a Roth IRA (for retirement planning) or a Section 529 Plan (for college tuition planning)? Using a VUL policy in lieu of a Roth IRA or a Section 529 Plan...英国华人论坛
Roth IRA rules form part of the 1997 Taxpayer Relief Act; it was namedafter the late Senator William Roth, Jr who instigated the idea.The contributions, or deposits, you make to your Roth IRA are non taxdeductible, unlike other retirement pl...英国华人论坛
You have heard of an IRA right? IRA stands for individual retirementplan. You are in charge of putting money into your IRA. The advantageis that the money you put into your IRA can be deducted from yourtaxes. You pay taxes on your earnings a...英国华人论坛
Converting Traditional Ira to Roth Ira is not difficult at all but you have to know what the rules are because failure to observe them may lead to losses. There are many reasons as to why one may wish to change a traditional Ira to a Roth Ir...英国华人论坛
Several individuals initiate their retirement planning byopening an Individual Retirement Account, also known as an IRA. Folks considering such accounts need to thinkabout a Roth IRA that has various crucial features differentiating itself...英国华人论坛
The Roth IRA was enacted in 1998 and ten years later, people are still asking "just what is a Roth IRA?" If you don't know or want to learn more about the Roth IRA, keep reading to find out how it works, why it can be beneficial and whether...英国华人论坛
Very few people whom I know are familiar with the benefits of the Roth IRA. It was named for the late Senator William Roth of Rhode Island, who proposed it. It is similar to a traditional IRA except contributions are never tax-deductible. Co...英国华人论坛
TAX-FREE EARNINGSAccumulated wealth inside a Roth IRA is 100% tax-free and will not be taxed at the time of withdrawal. The power of this benefit is truly realized when there are significant capital gains within the portfolio, or in investme...英国华人论坛
A Roth IRA is an individual retirement account wherein a person can save his or her tax-deducted income for retirement and get tax-free earnings in returns. It is different from the traditional IRA account, in that the earnings are tax-exemp...英国华人论坛
The Roth IRA, or the individual retirement arrangement, is an ideal way to save for the retirement years. An individual can open his own IRA and contribute funds to it. What an individual contributes to the Roth IRA is termed as the compensa...英国华人论坛
In order to understand Roth IRA Accounts, you first need to understand the concept of a Roth IRA. IRA is an acronym for individual retirement arrangements, wherein an earning person can contribute his money to a Roth IRA account. The advanta...英国华人论坛
The Roth IRA (Individual Retirement Account), named after Senator William V. Roth, Jr., came into effect on January 1, 1998. A result of the Taxpayer Relief Act of 1997, the Roth IRA provides a benefit which is otherwise not available in any...英国华人论坛
Named after Senator William V. Roth, Jr., the Roth IRA, or individual retirement arrangements or individual retirement accounts as they are commonly called, are fast emerging as popular saving schemes. The advantage of this scheme is that th...英国华人论坛
There are many schemes available to people who want to save for their retirement. Yet the ones that are the most popular are the regular or Traditional IRA savings and the relatively new Roth IRA. To understand the concepts of the Traditiona...英国华人论坛
Roth IRAs are individual saving schemes meant for people with taxable income who meet certain eligibility criteria. They are different from the traditional IRA, in that the contributions made to them are subject to tax deductions, but the ea...英国华人论坛
If you are thinking in terms of saving for your retirement, then the Roth IRA can prove to be a fruitful option. You can contribute a certain amount of your compensation income into a Roth IRA account. The amount contributed is nondeductible...英国华人论坛
An IRA is an IRA is an IRA, unless its a Roth IRA. Roth IRAs, which burst upon the investment scene not so long ago, offers some attractive departures from traditional IRAs, especially if its being used as a retirement planning tool.The...英国华人论坛
One of the most attractive features of a Roth IRA is the ability to control the timing of the eventual required distributions. However, this ability mandates the withdrawals to be made within a prescribed set of rules.The distribution advant...英国华人论坛
How well do you know Roth IRAs? Here are five tough questions. Lets see how you do 1. I am 72 years young and still working. Can I set up a Roth IRA?Yes. Unlike a traditional IRA, which does not allow contributions past age 70 ½, Roth...英国华人论坛
Roth 401(k) plans were legislated into existence by the Economic Growth and Tax Relief Reconciliation Act of 2001. However, they were not set to begin until 1/1/2006 and were given a life span which lasted only through 2010.The Pension Prote...英国华人论坛