标签：Mortg - 英国华人论坛

当初的mortgage是2年fixed rate, 过两个月就到期了。同一间银行给的offer是：两年的2.4%； 五年的2.3%。觉得五年的还能够，就打算持续了。大家有甚么倡议吗？谢谢！ 回帖 五年比两年fix低，...英国华人论坛

A mortgage loan is a loan secured by real property through the use of a mortgage note which evidence of the loan and the encumbrance of that realty through the granting of a mortgage which secures the loan. Word mortgage is a law french term...英国华人论坛

The word mortgage, which literally means “death contract” in French, is more commonly known as mortgage loan these days. A mortgage loan is basically a loan that is secured by real property, for instance your house. This is usually done th...英国华人论坛

Having bad credit can lead people to think their loan options are very limited. In fact, most home buyers tend not to know the fully array of loan options available, or even the areas different lenders can specialize in. The result is they m...英国华人论坛

There is a general view that getting a 100% financed bad credit mortgage loan is the simplest way to buy your own home. But, just like every other loan, there are pros and cons associated with the option.What should be kept in mind is that,...英国华人论坛

In simple terms, mortgage financing is the process of providing finance to individuals and business entities, to secure properties, and the finance is repaid through timely and consecutive monthly instalments.To understand the mortgage finan...英国华人论坛

Purchasing a residential property is an important yet crucial lifetime investment. According to statistics, almost all the people buy real estate and pay for it in an agreed upon period. People choose mortgages as long-term loans. Usually, m...英国华人论坛

It is a very common fact that people with bad credit history take loans by keeping their homes as mortgage. As a result, there are many cases of people defaulting on their monthly loan installments and losing their precious home in the barga...英国华人论坛

When applying for home equity mortgage loan, lending institutions will look into your credit reputation. Your credit reputation determines whether you are eligible for a loan or an extension of a loan. There are three criteria for this.Lende...英国华人论坛

Why stay with your current mortgage when with a little will power and evaluation will assist you to analyze the benefits of refinancing your mortgage. This can even lead to the chance to chop your debts considerably, perhaps freeing up money...英国华人论坛

There are several schools of thought on knowing the right time to sell your note. When I was forced to sell my mortgage note for the first time, it was because of a shortage of cash. I had some major purchases that I needed to buy and I foun...英国华人论坛

The American dream is to own a home someday. We all have this passion deep down in side. Most Americans don't have the money to pay cash, so they turn to lender to assist with the purchase of there first or second home. With all the new guid...英国华人论坛

Take Your Own Time A decision taken in a hurry might just backfire on you.  Herein, due cognizance must be taken of the long term-affect of the refinancing option. You might just end up paying more for this mortgage then your original mort...英国华人论坛

As everything have its pros and cons: reverse mortgage also have some advantages and disadvantages. Some of the advantages that you will get while taking reverse mortgage loan are you don’t have to pay any monthly mortgage payments and ther...英国华人论坛

Considering a reverse mortgage? Here are some questions to ask your self first. It's quoted time and time again; over 95% of seniors want to live the duration of their retirement years in their own homes. Often consumers will start their re...英国华人论坛

You are seriously considering retiring in the near future, but with today’s unpredictable economic times, you are wondering if this is a feasible option for you.  If you are age 62 or older and you own your own home, there just might be a...英国华人论坛

Imagine the impact a year long mortgage holiday could have on the American economy. 12 long months without the need to make even one mortgage payment; the money consumers could keep in their pockets could be used for much needed purchases an...英国华人论坛

In many ways a commercial mortgage is just like a residential mortgage in that you pledge real property as collateral against a loan to either buy or refinance that property. You can also receive a commercial re-mortgage and use it as a line...英国华人论坛

Fixed Rate Mortgage - If you’re going to be staying in your home for at least 7 years, consider a fixed rate. This loan’s interest rate is fixed for the life of the loan or term – 15, 20 or 30 years. Usually the shorter the term, the lowe...英国华人论坛

It is not mandatory, like in the case of automobile insurance to have a homeowners’ insurance. But when one mortgages, the deed of trust or mortgage requires the collateral to be insured. This is because in the event of a default, the lende...英国华人论坛

The Pre-Approval process involves you speaking with a Mortgage Lender about your financial situation, what you'd like to accomplish, and any concerns you have. Armed with that information, a Mortgage Lender can obtain an approval from a lend...英国华人论坛

While only comprising about 1% of all mortgages, the reverse mortgage has gained in popularity in recent years. Federally insured since the late 1980’s, the reverse mortgage allows owners of paid-off homes of at least 62 years of age to bor...英国华人论坛

A mortgage loan officer helps people get loans to buy houses or re-finance property they already own. A commercial loan officer may also handle mortgages, but for businesses and companies. Depending on the type of company the loan officer wo...英国华人论坛

Over 200,000 homebuyers in London during 2005 took out an interest-only loan according to the Council of Mortgage Lenders (CML). None of whom had a repayment vehicle in place and of these, 60,900 were first-time buyers.There are no figures a...英国华人论坛

The government predicts an increase of more than 2 million UK households over the next 10 years, due mainly to an increase in EU immigrants and a trend of smaller households. This obviously leaves a good opportunity for would be buy to let l...英国华人论坛

Possibly most people today are aware of the great difference between term life insurance and bank mortgage insurance. People know that the bank owns the insurance (you don't) you have to pay for it (they don't) they are the beneficiary (your...英国华人论坛

Refinancing your Arizona mortgage could save you thousands if interest rates have dropped by a percentage point or more since you got your first mortgage. It is an easy way to tap into equity to remodel your home, buy a new car, or pay off h...英国华人论坛

Taking a mortgage is possibly the easiest way you can think of, if all you are looking for is a house to buy. You do understand that it is not easy to buy the property that you so desire with the resources that you have. So you go in for a m...英国华人论坛

What is the nature of your mortgage? The nature of your mortgage in relation to home mortgage refinance means the type of collateral and the present and future value of that collateral. A refinance is akin to taking out an entirely new loan...英国华人论坛

Considering getting a new home mortgage to get better interest rate, lower monthly payment or shorter loan term? Well, you might just be in the right track. Put simply, a home mortgage refinance is only a sound financial decision if you save...英国华人论坛