Travel,cover,concerns,Currentl travel,insurance Travel cover concerns
Torres del Paine is among the biggest of Chiles national parks, occupying almost 600,000 acres (242,000 ha) of land in the south on the border with Argentina. It is also among the most important, receiving a significant proportion of domes Like any American, traveling occasionally is just what I love doing and I bet you share the same stuff with me. But traveling does not mean that you would be safe. Escaping from our job and other stressful activities is just something that w
Currently, one in four Britons go on holiday without insurance andrisk having to spend thousands in repatriation costs raising concernsthat this figure will rise. As one travel industry observer has noted,"its a false economy to do without travel insurance and it should be regarded as a holiday essential. Its just as important as packing your passport. Travel insurancepremiums vary greatly, as does the cover provided but, relative to theoverall holiday costs, it really is a small amount to pay for the'peace of mind' it gives. But do beware falling into the trap thatseeking out the cheapest insurance deal is ok for all situations. Theold adage that 'you get what you pay for' can also apply to low endinsurance policies. You do need to check that what is being offeredwill provide you with the cover you need.When looking for cheap travel insurance,there are some simple rules to apply. Do your homework. Firstly, knowwhat you want. Are you looking for a policy to cover you for just onetrip or if you are going to travel more than once, then why notconsider an annual multi-trip travel insurance policy instead? Thatcould save you money over the year. Then read the policy schedule. Mostinternet sites are good at giving an instant quote - that is what theyare designed to do but fewer provide easily accessible information toindicate what the policy covers. At the very least, you should look atthe policy schedule. This is the table that shows the level of coveragainst various risks. Choose a policy that satisfies your needs.The areas that cost the most in a travel insurance policy tend to becancellation, personal effects and medical cover. If you are bookinglong in advance, then cancellation cover is a must (normally around the£3000 figure is sufficient) as this safeguards you if you have tocancel because of, say, a close family illness or being called for juryservice, to name but two examples. If however, you are taking a lastminute holiday, then perhaps cancellation cover is not as necessary soyou could reduce your premium considerably by choosing a policy withlimited or no cancellation. Likewise, reducing your baggage cover cansee your premiums nose dive. When it comes to medical cover, the FCOrecommends a level of £2 million as being more than adequate, soperhaps you don't need to buy the policy that offers £10 million. Nextcheck the small print. Very few of us take the time to read the smallprint but the devil is in the detail for sure. Ask yourself some keyquestions. Is where I want to travel covered by the policy, forexample, is Egypt in Europe or Rest of the World as definitions dodiffer from company to company? Am I covered if caught up in aterrorist incident? Do I need to produce a police report if I havemoney or personal effects stolen? What about hazardous activities? Am Icovered to bungee jump on my trip for instance? Make a list of simplequestions relating to your trip and then check the policy.So is there such a thing as cheap travel insurance? Most definitelythere is but the simple rule of thumb is that the cheaper the policy,the more restrictive it is likely to be. But you can help yourself byknowing what to look out for and wherever possible tailoring yourinsurance to your exact needs and that way make your travel insurancecheaper.
Travel,cover,concerns,Currentl