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Torres del Paine is among the biggest of Chiles national parks, occupying almost 600,000 acres (242,000 ha) of land in the south on the border with Argentina. It is also among the most important, receiving a significant proportion of domes Like any American, traveling occasionally is just what I love doing and I bet you share the same stuff with me. But traveling does not mean that you would be safe. Escaping from our job and other stressful activities is just something that w
Travel Insuranceclaims are on the rise according to City law firms dealing withcompensation claims during the economic downturn. Last year, Britonsmade more than 560,000 medical claims totalling £383 million, up 58per cent on 2007. Claims for lost luggage were the second most popular,with nearly 400,000 British travellers seeking around £8 million fromtheir travel insurer, up eight per cent on 2007. Claims for flightcancellations were also up, rising 24 per cent to 240,000 claims.All of which proves how important it is for people to have adequate travel insurance,particularly when times are tough. Even then it is vital to look at thesmall print to make sure any claim is valid. Common pitfalls includewhat are termed pre-existing medical conditions. Most policies are verystrict here and ask you to declare a pre-existing medical condition onanyone who could subsequently get you to cancel or curtail your trip.If you donât declare it and it subsequently appears on the MedicalCertificate, which the insurer will ask you and your GP to complete,then it is highly likely that you wonât get any money back.Another area that insurers are hot on are baggage claims. For loss,theft and damage, you will be required to get a report within 24 hoursof the incident, from either the local police for theft claims, fromthe airline for lost, damaged or delayed baggage and from the hotel ortour representative, often for all three types of loss. Without thesereports, it is probable that your claim will not be upheld.It can be a minefield out there designed to trip up the unwary but with a little bit of preparation before you take out your travel insurance and sensible precautions once on your holiday, you can substantially improve your chances of coming home not out of pocket. Article Tags: Travel Insurance
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