Medigap,Cover,the,Gaps,Your,Me health Medigap: Cover the Gaps in Your Medicare Coverage
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Normal 0 false false false EN-US X-NONE X-NONE /* Style Definitions */ table.MsoNormalTable{mso-style-name:"Table Normal";mso-tstyle-rowband-size:0;mso-tstyle-colband-size:0;mso-style-noshow:yes;mso-style-priority:99;mso-style-qformat:yes;mso-style-parent:"";mso-padding-alt:0in 5.4pt 0in 5.4pt;mso-para-margin:0in;mso-para-margin-bottom:.0001pt;mso-pagination:widow-orphan;font-size:11.0pt;font-family:"Calibri","sans-serif";mso-bidi-font-family:"Times New Roman";}Medicare CoverageGapsMedicare Parts A and B, also known as Original Medicare,provide benefits for inpatient and out-patient care including: hospital stays,some follow-up care in skilled nursing facilities, doctors office visits andmore. Original Medicare however does not generally cover things like eye care,hearing, custodial care or prescription drugs. Medigap CoverageMedigap, orMedicare supplement insurance plans, cover some or all of the expenses that MedicareParts A and B do not pay. In moststates, there are 10 standard Medigap plans from which to choose. It isimportant to compare the coverage and prices from various providers to ensureyou make the best decision. Medigap plans provide a wide range of benefits. Depending onthe Medigap plan you select here are some of the things your plan may cover. · Part A Deductable· Part B Annual Deductable· Hospital and skilled nursing coinsurance· Part B Coinsurance or copays · Blood Transfusions (first 3 pints)· Cost of additional 365 hospital days after youveused up your Part A benefits· Preventative care coinsurance costs· Foreign travel emergency medical benefits (up toplan limits)The 10 Medigap PlansIn most states, there are 10 different Medigap plans from whichyou can choose, and each provides a varying degree of gap coverage at a numberof different price points. Visit the Medicare website or contact your StateHealth Insurance Assistance Program (SHIP) to find out what plans are availablein your area.The best way to identify which Medicare coverage gaps willaffect you most is to make a list of all of the medical expenses and proceduresyou have faced in the past 1-3 years. You can then review Medicare Parts A andB coverage to help determine what out-of-pocket costs you would have faced hadyou been enrolled in Medicare at the time. If you would have faced severalout-of-pocket expenses, purchasing a Medigap plan could be a good investment. If you are interested in learning more about Medicare andMedigap plans visit www.MedicareMadeClear.comwhere you can download an easy-to-use reference guide for understandingMedicare, or call 1-800-MEDICARE (TTY 1-877-486-2048) 24 hours a day, 7 days aweek. The family of UnitedHealthcare® Medicare Solutions plans areinsured or covered by an affiliate of UnitedHealthcare, a Medicare Advantageorganization with a Medicare contract and Medicare-approved Part D Sponsor.Y0066_101103_131859File & Use 11092010
Medigap,Cover,the,Gaps,Your,Me