The,Growth,Real,Estate,Mumbai, finance, share, loan The Growth of Real Estate in Mumbai


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Real Estate in Mumbai is one of the biggest booming markets in the city in recent times. Flats in Mumbai are being sold at such a fast rate is because of a number of reasons. The biggest one being that people are no longer look to buy property only when they need it, but now see it as the best form of investment for surplus money. By buying property now you are almost guaranteed to get a good return on it. Whether you choose to rent out the property or sell it after a few years, property especially in Mumbai has a very high return on investment. Another reason is the introduction of global companies to Mumbai that has impacted the property values. Their arrival of Multi nationals, Information technology giants and other big companies in Mumbai has spurred the latent demand for high-end and luxury properties. The professionals employed with these companies have high salaries and hence opt to purchase a 2BHK in Mumbai instead of renting them out.   Also new developments like the coming of Airoli and widening of the highway Road have also fuelled the demand for land in and around these areas. Property prices in areas like Bandra properties have also increased. Land prices have already touched Rs 12,000 per sq yd in adjoining areas where Infosys and financial banks have their set up. Many NRI investors are buying land banks here for investment purpose which will help the development of the country. However, the latest property trends indicate that real estate in Mumbai may be heading for a slowdown phase. Over-supply, especially in the luxury housing segment, and high rentals are causing this retardation in the segment’s growth. High home loans interest and high property values which in turn translates to high Equated Monthly Installments are making it difficult for a common man to buy property in Mumbai. Event the short-term real estate investors are not finding this market lucrative. However real estate analysts say this will be a temporary phase. The highlight of the property investors and buyers will shift to the city’s suburban areas where housing is still affordable. Localities like Andheri, Chembur, Malad and Mulund are poised to take advantage of this economic slowdown. Huge land banks are available here by interest and the property rates are still competitively lower. Hence, this phase of stabilization for the properties in Mumbai will also spur some growth in the near future. So on a whole although there might be a small dip in property investments in recent times, the market in India looks immensely promising.  So if you are looking to buy property the best time would be now, property rates have come down about 10-15 % and you would be well adviced to take advantage of that. While real estate in Mumbai has seen exponential growth this is merely the platform for more to come.

The,Growth,Real,Estate,Mumbai,

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