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The Canadian banking industry is on the list of strongest industries in Canada. It creates wealth for Canadians by serving as a medium between borrowers, investors and businessmen. According to the Canadian Bankers Association, banks across Canada paid over $7.6 billion in taxes to the Canadian government and approximately $9 billion globally as of 2005. The Canadian banking industry continues to advance regardless of the present economic turmoil. Furthermore, Canadians are more than just customers but they themselves are shareholders through their pension plans and other investments.Among the top 5 banks of Canada listed in order of market capitalization is the Royal Bank of Canada. Let me provide you with a brief overview of the bank.The bank was founded in 1864 in Halifax, Nova Scotia and was originally named Merchants Bank. Edson Loy Pease from Quebec is by far the first CEO and Managing Director of the bank, thus, playing an important role in the institutions history. RBC is currently headquartered in Toronto at the Royal Bank Plaza. The Royal Bank of Canada is the largest financial institution in Canada determined by revenues, deposits and market capitalization. RBC has operations in Canada, United States and 51 other countries.With the advent of internet commercialization, a lot more institutions are actually offering online services to cater customers with advanced technological preference. The Royal Bank of Canada adapted an internet banking system for its customers to execute basic banking activities online. Through this process, clients and investors can make business transactions that does not require physical presence, less effort and cost-effective. After just a couple minutes, a variety of banking transactions have been made. Clients get to have the flexibility and comfort of banking right from the comfort of their homes or wherever they are, anytime of the day. Online banking gives customers the opportunity to manage business and/or personal finances through its features like updating account information, bill payment, money transfer and even loan application from any location, all with just the use of their internet-enabled computer. The Royal Bank of Canada guarantees a safe and secured transaction. It has developed an Online Banking Security Guarantee which is a shared responsibility that can provide 100% reimbursement if perhaps there will be unauthorized internet banking transaction.Internet banking makes transaction easier for a range of the banks clients. It is among RBCs initiatives together with the continuous advancement in technological facilities to handle the increasing number of internet savvy customers, business clients who would prefer to continue making deals wherever they are and those who are too busy during the day and would rather make transactions at home, after business hours. Whatever the situation is, more and more institutions like the Royal Bank of Canada is offering online services as an option for their customers.
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