How,Coupon,Organization,Leads, finance, share, loan How Coupon Organization Leads To Better Savings
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With foreclosures and job loss rampant, clipping coupons is no longer a choice but a necessity. There are no guarantees that what you have today will be there tomorrow, and you have to protect your existing assets as much as you possibly can. That's why it is important for you to be organized when it comes to taking advantage of financial savings. Without organization, it is very easy to lose control of your finances and spend too much for everyday items. Here's how organization helps. Expiration datesCommit to one hour per week of finding coupons and saving them. As you do, notice the expiration dates and file them away by that criteria. Then, before you do your shopping, look to the folder with the nearest expiration dates and make sure that you use them for whatever purpose you can. When you commit to one hour per week of coupon savings that you would need to buy anyway, you could save potentially hundreds of dollars per hour. Imagine what that can do for the family finances over the course of one year. Never again will you miss out on a great deal due to an expiration date that snuck up on you. Of course, in order for this to work correctly, you will need to make a note of what that date is. Make sure that you circle in a dark, bold ink before setting it aside in your filing system. Debt recalculationIf you have been able to organize appropriately, then you can take the amount of money you saved had you bought the items without coupons-your savings are usually printed on your sales receipt-and you can deduct that amount from the grocery budget. That money is yours to do with as you please. While some may end up wasting it on meals out and useless trinkets, the smart money manager will take the savings amount and add it to their savings account or investments. If you are saving $100 per month thanks to coupons, then you can reinvest more than $1,000 per year in addition to what you have already set aside. Can anyone say "early retirement"? A Sharper Financial MindThe simple act of reviewing coupons each week, clipping them and setting them aside into a filing system trains your mind to think in a more fiscally responsible manner. If you really want to take hold of your money and start living more responsibly, then you should begin this practice today and see the extra money that it gives you each year.
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