How,Get,the,Best,Exchange,Rate finance, share, loan How to Get the Best Exchange Rates
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When going to a different country, travelers not only have to contend with barriers in language, norms, values and all those problems normally associated with intercultural relations; they also have to worry about making sure that they get the best possible deals on exchange rates. Its almost a guarantee that travelers will have to pay extra just for the opportunity to exchange one currency for another. An otherwise happy and memorable vacation in the Bahamas can turn sour once youve realized that you did not take these costs into consideration and your budget is more strained than youve estimated! These practical tips are meant to ensure that the sensible traveler would always get the best value for his money, no matter what currency he is exchanging: 1. Know what the current exchange rate is. The first step is, of course, to find out what the current exchange rate is! Go to the XE Currency Converter website (www.xe.com) to get updated on the latest exchange rates. Make sure to refer back to it periodically in case of an extended stay in another country. 2. Use credit cards and automated teller machine (ATM) cards as much as possible. Credit cards and ATM cards normally have better interbank exchange rates than when youre exchanging cash of travelers cheques. Try to use your credit card for larger purchases such as hotel accommodations, airfare, and car rentals. However, bear in mind that credit card companies do add fees when transactions are done in a foreign currency. ATM cards are also often subject to fees per transaction, so make sure that you withdraw as much cash as possible on the onset of your travel rather than multiple transactions which would incur additional fees. 3. Avoid exchange booths in airports and train stations. They are there for convenience, and thats the only plus. More often than not, these exchange centres do not offer the best exchange rates out there. Travelers are advised to proceed to the nearest ATM or bank instead. 4. Check for the best rates around. Dont just settle on the first ATM or bank you manage to come across. Try to shop around to see which place offers the best exchange rates for you. Its best to check a minimum of three such options, if you have the luxury, before settling on the best one. 5. Negotiate! If you find yourself stuck without a bank or an ATM to conduct your business in, and only a small-time exchange centre or vendor to deal with, you can try to negotiate to get the best deal possible. Make sure you know beforehand what the exchange rates are as this will add weight to your arguments. If there are other money vendors in the area, you can pit their prices against one another. Just remember to do so nicely as you still are a visitor in their country! 6. Plan your budget. This is the most important piece of advice to make sure that you always have enough money with you. Research before you leave, know the exchange rate, and figure out how much money youll need changed for the duration of your trip. Planning beforehand will save you a lot of headaches and ruined vacations in the future.
How,Get,the,Best,Exchange,Rate