California,Home,Warranty,Polic finance, share, loan California Home Warranty Policies

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Home sellers or their real estate agents acquire home warranties to protect themselves against lawsuits if something in the house breaks within the first year. The Home Warranty Association of California (HWAC) is made up of the state's warranty providers who offer some of the top home-warranty policies in California.Fidelity National Home Warranty CompanyFidelity National Home Warranty Company is a member of the HWAC, receiving the association's seal of approval, as well as a good rating from homewarrantyreviews.com. Fidelity National offers one-year Standard and Comprehensive Plus home protection plans to cover California policy holders’ major home appliances and systems. It pre-screens repair technicians and utilize an automated tracking system monitoring the status of your repairs. The company offers optional or additional coverage for certain household items and a 30-day guarantee on labor and parts. Policies are specifically catered to California home warranty specifications, which includes contractor response to a service call within 48 hours, a $55 service fee and guaranteed work for 30 days with a 90-day guarantee for parts. Buyer’s Coverage begins at escrow closing and New Construction coverage begins on the first anniversary of escrow closing.Old Republic Home Protection Company, Inc.Founded in 1974, Old Republic Home Protection Company Inc. is not only a HWAC member but also listed by Home Inspections USA. It received a good rating from homewarrantyreviews.com as well. The Comprehensive Plan allows customers to create custom plans by adding options to the Standard Plan. The Standard Plan covers failure due to lack of maintenance, rust or corrosion, improperly installed or mismatched HVAC systems, water heater sediment and unknown pre-existing condition coverage. Optional choices allow coverage of unique systems and the addition of enhanced services. The Sample Coverage plan is for single-family home dwellings under 5,000 square feet. Upgrade options include the Ultimate and Platinum Plus protection plans. All have extra options available for home buyers only.2-10 HBW Warranty of CaliforniaAn HWAC member and listed by Home Inspections USA, 2-10 HBW of California offers two types of warranties, the 2-10 Warranty/New Construction Home Warranty, and the Systems and Appliances Warranty/Home Service Contract. The 2-10 Warranty/New Construction Home Warranty must be applied for by the builder of a home who is required to meet underwriting guidelines and agree to follow the terms of his agreement with 2-10. On the date of closing, homeowners receive a Certificate of Warranty backed by 2-10 with the builder’s name on it. The Systems and Appliances Warranty/Home Service Contract covers major home systems and appliances. If one of the systems or appliances that a homeowner’s contract covers breaks down, 2-10 sends a contractor to do the repair. The homeowner pays a deductible and 2-10 covers the rest. Normal 0 false false false EN-US X-NONE X-NONE MicrosoftInternetExplorer4 /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-priority:99; mso-style-qformat:yes; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin:0in; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:11.0pt; font-family:"Calibri","sans-serif"; mso-ascii-font-family:Calibri; mso-ascii-theme-font:minor-latin; mso-fareast-font-family:"Times New Roman"; mso-fareast-theme-font:minor-fareast; mso-hansi-font-family:Calibri; mso-hansi-theme-font:minor-latin; mso-bidi-font-family:"Times New Roman"; mso-bidi-theme-font:minor-bidi;} About the Author Kristie Lorette is a freelance writer and marketing consultant that specializes in personal finance. She is also the editor of The Mortgage & Credit Diva, a blog devoted to mortgage and personal finance tips, tricks, and advice for consumers. You can read Kristie’s blog at www.mortgageandcreditdiva.blogspot.com or learn more about her writing and marketing services at www.studiokwriting.com.