Thankfully, there are now several web sites that are there to help people like you with bad credit to find the fast personal loans that you need. When you have bad credit, the first thing that you should be looking for is a loan company that If your financial problems have reached the point where you do not see a way out and you feel as though you are drowning in debt, your best way out is through declaring bankruptcy. Filing may well allow you to get your finances back on track
ticle: What will you do if you are disabled and cant work at all? The question is very absurd and nobody is sure what to answer. According to studies, all workers above the age of 20 have a chance of getting disabled, well before their retirement age in, the USA. Any work related accidents or critical illness may push you to total disability or partial disability. The fact is you have to cope with your disability to live your life. In case, unfortunately if you do develop partial disability for a shorter period, your disability may be covered by the private insurance company or your current employers compensation scheme. If you got such injuries while at work, your disability may be covered under the workers compensation fund. The workers compensation for disability is managed by the state government. However, if you develop disability, that doesnt permit you to work for a longer (one year or more) period, you can get support from the disability benefits program run by the Social Security administration (SSA) of US government. There are two major benefit programs, in the USA to help workers during his or hers disability at work. They are Supplemental Security Income (SSI) and Social Security Disability Income. The rules and mode of determination of ones disability and medical conditions are same in both the disability programs. To qualify for the disability benefits, you have to satisfy certain conditions such as
- The SSA has certain credits of works specified in order to qualify for disability related benefits
- If you are an earning person, and you are suffering from disability, the SSA will ask you to disclose the amount you earned from work.
- The SSA will evaluate your condition of disability, and evaluate the extent and severity of the disability that prevented you from working.
- If you have applied disability package from SSA you can not take up any work other than the previous work from which you become disabled.
- You are eligible for compensation, if your disability lasts for more than one year, or your disability results in your unfortunate death.