Thankfully, there are now several web sites that are there to help people like you with bad credit to find the fast personal loans that you need. When you have bad credit, the first thing that you should be looking for is a loan company that
If your financial problems have reached the point where you do not see a way out and you feel as though you are drowning in debt, your best way out is through declaring bankruptcy. Filing may well allow you to get your finances back on track
Citi credit cards are an excellent alternative for cash, especially
for college students as they may not be able to efficiently carry
around loose cash.
Benefits of Citibank Credit Card for College StudentsCollege students can avail lucrative deals on Citibank credit cards, which include:
- Waiver of annual fee.
- Variable APR, depending on the credit history.
- Free balance transfer, for up to six months.
Some Citibank student card also offers Thank You points on maintaining a good GPA.
Citibank Credit Card: Options for StudentsThere are six different versions of Citibank credit cards for students:Citi Forward SM: It enables a student to earn 6000 Thank You
points, provided s/he makes purchases worth $250 with the card within
the first three months of obtaining it. Other rewarding systems with
this card include:
- Five points for $1 on dining, music, movies and even books.
- One point for $1 on other purchases
Citi Platinum Select Visa Card: Also, offered with MasterCard, this
card is best suited for college students who have a poor credit history
and/or want to build a good credit history. The card does not have any
minimum income requirement and the student need not approach a cosigner.Citi Dividend Platinum Select Visa Card: A cash back card, it
enables to earn up to 5% discount on qualifying transactions, including
gas refills and utility payments. Other purchases and transactions earn
2% cash back. This card is also offered with MasterCard.Citi mtvUTM Platinum Select Visa Card: A card that rewards your
dedication towards studies, you can present your GPA report to earn
Thank You points. It comes with an APR of 16.24% after the expiration
of the exemption period.Therefore, by offering different Citibank credit card variants to college students, Citibank enables them to control their credit according to their needs.
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