Home,Mortgage,Loan,Rates,Lower finance, share, loan Home Mortgage Loan Rates - Lower Interest Rates Ahead?
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Home mortgage loan rates continue to stay near historic lows. It seems every single time mortgage rates move up, a speech by the Federal Reserve Bank or our President knocks them right back down. Every single week we hear someone make the statement that the government is going to do everything in their power to keep interest rates low. Well, this is exactly what they are doing.It seems like forever ago that mortgage rates were under 5% but it really wasn't that long ago. Back in early April we saw home mortgage loan rates below 5% and many home owners had the luxury of locking in at this historically low rate. This might happen again very soon as mortgage rates are now, once again, hovering around 5% and they could fall under this psychological barrier if the 10 year treasury rate yield sees a decline in the next few weeks. If we saw rates go under 5%, it would get very interesting for mortgage lenders.The last time rates were under 5% lenders got so many applications that there was a backlog that they could not keep up with. Some home owners were trying to lock in at extremely low rates but were unable to because the lenders had so many applications that they had to go through. This is likely to happen again if we see rates drop below 5%. You do not want to be one of the borrowers who gets left in the dust so it would be a good idea to go ahead and get your application ready to go.
Home,Mortgage,Loan,Rates,Lower