Thankfully, there are now several web sites that are there to help people like you with bad credit to find the fast personal loans that you need. When you have bad credit, the first thing that you should be looking for is a loan company that If your financial problems have reached the point where you do not see a way out and you feel as though you are drowning in debt, your best way out is through declaring bankruptcy. Filing may well allow you to get your finances back on track
The hunt is on. You are in front a house that you may want to buy. Do you have everything you need? Here is my recommended list for what you should have with you.
- Map or GPS Unit to find the property
- Something to record notes. This can be a pad of paper and pencil, a voice recorder or anything else that works for you. I recommend a form on paper that lists common rooms and items within each room this insures that you looked at each item for presence and condition. I also like to have this on a clipboard
- Camera still or video. Taking a picture of the front of the house and some interiors now can save you from having to revisit the property later.
- Tape Measure 100 would be nice so that you can measure the outside dimensions of the house.
- Flashlight especially required for a REO or other vacant, powered down house
- Marble useful on hard surfaces to determine if the floor or countertop is level. Sloped floors can indicate settling or foundation issues which can cost you.
- Binoculars useful to look at roof conditions. Sometimes the only way to see a roof from the ground is from a distance from the house. Also useful to look for house numbers when the house is away from the road.
- Plug Tester used to determine if electrical outlets are wired correctly and provide adequate ground
- Awl or knife useful for checking wood rot
- Your notes about this property. Did you already talk to the seller? What things did they mention that are issues you should inspect? If the property is listed, bring a copy of the listing information.
- Calculator used to total the estimated repair items and calculate your offer price.
- Blank Offer form dont waste time. If you like the property, write the offer!