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1} never makes it obvious or considers that an insurance agent who specializes in a particular field of insurance would also be beneficial in the other existing fields of insurances. Suppose a company is specialized in dealing with teen car insurance and if a women wants to acquire the insurance scheme for her car from the same company, then without failure the company would charge that innocent lady a higher premium rate then the existing market rates. Therefore to avoid this mistake one should research well the market and always get the insurance plan form the specialized insurance agent only. 2} it is always better to choose a car for the teenagers equipped with maximum safety features. This point would prove out very helpful as the premium rates are inversely dependent on these. The higher the safety features, the lower the premium rates.3} the parents in order to control the premium rates should let their children pay off the premium rates so that it creates an awareness in the mind of these young drivers that any major damage caused by them can lead to great monetary losses which would obviously shed out from their pocket. This step is working well in most parts of the globe.4} as an individual researches day and night to select a simple plan for his mobile phone, a similar research is required in selecting an insurance plan. This extensive search would open out all the possible profitable deals present in the market and this would help save a lot of money.5} while renewing the car insurance policy with the company, make it sure that the clauses which existed a year before were same as the present one or it had changed. This would help an individual to detect and escape from any hidden cost which might have been added to the deal without the individuals knowledge. This would finally help in reducing and controlling the premium rates.6} do not feel shy in obtaining quotes from various insurance companies as it would benefit the customer only. By comparing the quotes the individual can choose out the best possible deal and finally opt for it. This would help in selecting the cheapest scheme available in the market.
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