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On Average UK employees are spending up to 50 minutes per working day, wasting time on such things as sending text messages, visiting social network sites and making personal phone calls, they are however reluctant to spend any time keeping on top of their financial welfare, according to research from Axa.Ahead of its initiative known as My Budget Day, where the company is urging employees across the nation to spend an hour a month working on their finances and evaluating any loans they may have, Axa has found that 14 hours a month is taken up by what it calls social not-working.It was reflected in the research, that 42 minutes is spent emailing family and friends, and up to 26 minutes on social net working sites by UK employees. This is time that Axa suggests could be better used looking on the internet for online loans, searching for a loan quote or otherwise evaluating and planning their financial situation.Axa is encouraging employers to get involved with the budgeting drive by allowing employees an hour a month to plan their financial future and ascertain their current financial situation, making the best of this non-working time.Pat Brady from Axa said: There is arguably a lack of motivation in our country' to deal with financial matterss enormous personal debt problem. It could go part way to addressing this if employers can help their employees see the benefit of keeping on top of their finances. Activities such as gambling, gossiping and booking holidays also make up employees non-work time, with certain regions of the country more affected than others. The east and west Midlands were found to be the biggest users of online portals shopping at work - time that could perhaps be better spent looking for a personal loan on the internet. The north-west was the place for gossips, while texting was a popular work time-waster in Scotland.Greater London was found to be the place where a number of activities were most prevalent, with emailing friends and family, booking holidays, gambling, making personal phone calls and using social networking sites all happening for a longer amount of time there than anywhere else in the UK. Axa is suggesting that such time could easily be put to better use, especially with the aid of the internet, to find online loans or to plan a budget more effectively.The proposed move has been welcomed by union Unite and its national officer, David Fleming: This initiative is providing employees with an opportunity to help tackle a great cause of stress in the workplace - financial worries. Unite welcomes this scheme as a positive step in addressing the widespread issue of financial exclusion. Chris Tapp from Credit Action only last month highlighted the need for more time to be spent by consumers planning their finances, he suggested that more people were struggling with their finances as a result of the recent interest rate rises. Mr Tapp said that more people are visiting services such as Credit Action to ask for advice on how to repay their mortgage.
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