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For Your BusinessRunning a small business can be difficult without the right credit card to help, and American Express tirelessly does an amazing job of helping business owners. The Starwood Preferred Guest Business Credit Card is a little different in that respect. You'll pay no fees on this card during the first year you own it, and your company qualifies for discounts with companies like FedEx, Delta, and Hertz just because you use your card. For the first six months, your company will enjoy a low 2.9% APR, and even after the introductory period expires, you'll still have a low 18.24% APR. With your first purchase, you earn 10,000 points, which is enough to stay free in one of the 825 Starwood hotels for tree nights. Starwood hotels and resorts include some of the biggest names in the hospitality industry like Westin, Sheraton, W Hotels, The Luxury Collection, St. Regis, Le Meridien, and Sheraton's Four Points series. Hotel rewards, though, aren't the only thing your points count toward. You can transfer them to thirty different frequent flyer programs. One of the best things about this rewards program, as opposed to others on the market today, is the earning ratio. You get one point for almost every single dollar that is spent on this card, and when you're using the card at one of the many Starwood hotel choices, you get double points. If your business means travel, it makes sense to apply for the winner of the 2006 Freddie Awards the Starwood Preferred Guest Business Credit Card.For YouEven if you don't have a need for a business card, but you do travel on a regular basis, the Starwood Preferred Guest Credit Card may still be right for you. The personal version of this card enjoys the same interest rates, even the low 2.9% introductory APR, and you get the benefit of a 20 day grace period on every purchase you make. As with the business version of this card, you get ten thousand bonus points the first time you use the card, and you can also qualify for fifteen thousand bonus points if you spend $15,000 in six months. You can use the points for free nights or upgrades at any of the participating Starwood hotels and resorts. You can even transfer them to one of 30 major airlines frequent flyer programs. Spend one dollar for one point or double your points when you use your card at any Starwood-certified location. This amazing product was named the Best Affinity Credit Card by frequent travelers, and with rewards like these, it's not hard to see why.If you travel on a regular basis, whether for business or pleasure, perhaps it's time to consider the Starwood Preferred Guest Credit Card series.
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