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If your financial problems have reached the point where you do not see a way out and you feel as though you are drowning in debt, your best way out is through declaring bankruptcy. Filing may well allow you to get your finances back on track Thankfully, there are now several web sites that are there to help people like you with bad credit to find the fast personal loans that you need. When you have bad credit, the first thing that you should be looking for is a loan company that
Even a blind dog with a note in his mouth can sell a mortgage. I first heard this phrase in a different context several years ago, but it still applies here. Think about that statement, what does it actually mean to you? Heres what it means to me Anybody that contacts enough people will eventually be able to sell whatever it is he or she is selling. It is, basically, a numbers game. But think about it, how much money can a blind dog actually make? What I mean by that is can the blind dog actually charge for his service? Why would this blind dog be more or less expensive then the next blind dog? Does the blind dog just have words on a piece of paper and not anything to back it? So you understand my concept here? When I say the term blind dog, what Im actually talking about is a web site on the internet. Even and internet site with a note can sell a mortgage. Please dont get me wrong, I *obviously* think the internet is a wonderful tool. If I didnt, you wouldnt be reading this right now. But heres my concern with marketing a product like The Pay Option Arm on the internet; what can you actually tell people about the Pay Option Arm on a webpage? Oh sure, you can quote charts, you can show payments, you can give payment comparisons, you can compare this index with that index, you can even quote all your fees (which is really a BAD idea, if you ask me). Why is this a concern of mine? Pretty simple. ITS TOO MUCH! Too much for the average person, who usually only closes ONE mortgage every couple of years, can handle. Dont believe me? I encourage you to go to some sites and see what kind of info they have. It will blow your mind. Dont get me wrong, there are some GREAT sites out there, and Im sure those guys make a TON of money. Let me finish by asking you something; Did you understand the whole mortgage business when you first started with it? Better yet, did you understand the whole concept of the Pay Option Arm when you first heard about it? Remember, you have a background in the mortgage world, the average client does not. Youre chances of selling the Pay Option Arm are GREATLY increased if you are in front of your clients, face to face. Also, at that point, you can hook them with your great personality and go for referrals from them as well. If youre website is brining in the kind of business youre comfortable with, that keep doing what youre doing. If not, maybe you should take that note out of the blind dogs mouth and do something different with it. Just something to think about.
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