Thankfully, there are now several web sites that are there to help people like you with bad credit to find the fast personal loans that you need. When you have bad credit, the first thing that you should be looking for is a loan company that If your financial problems have reached the point where you do not see a way out and you feel as though you are drowning in debt, your best way out is through declaring bankruptcy. Filing may well allow you to get your finances back on track
One would think, given the accusations, that the highest bankruptcy rate in the Untied States would be in place where such vices were common, such as California, New York or even Nevada. If problem gambling is thought to be the cause of so much bankruptcy, then one might assume that Las Vegas would be the bankruptcy capital of the world. How odd it is, then, to discover that Utah, one of only two states that prohibits gambling completely, has the highest per capita incidence of bankruptcy filings in the United States. Utah? How can that be? Utah has a number of aspects that, taken on their own, dont suggest that bankruptcy would be a problem. Added together, however, these things create a recipe for disaster:
- Utah has the nations highest birthrate. Seventy percent of the citizens of Utah are members of the Church of Jesus Christ of Latter-Day Saints, and members are encouraged to have large families. It costs more to feed, clothe and house a large family than a small one.
- Utah has more families with only one wager earner. Large families mean more stay-at-home moms, so a lot of families must get by on a single paycheck.
- Utahs wages are lower than average. Many high tech companies have relocated to Utah in recent years, but the high tech jobs they provide are often telephone customer service jobs, which typically pay $8-10 per hour.
- Members of the LDS Church are expected to tithe 10% of their income to the Church.
- While Utahs home prices are not among the highest nationally, they are fairly high when compared to the average wage within the state.