Credit,cards,The,top,things,yo finance, share, loan Credit cards - The top 3 things you need to know
Thankfully, there are now several web sites that are there to help people like you with bad credit to find the fast personal loans that you need. When you have bad credit, the first thing that you should be looking for is a loan company that If your financial problems have reached the point where you do not see a way out and you feel as though you are drowning in debt, your best way out is through declaring bankruptcy. Filing may well allow you to get your finances back on track
This is the reason why we at online-creditcheck provide you with necessary information which can help you in choosing the right credit card for you. The good thing about this information is that it is all free of charge. We have created a list of 10 things you need to have a look at before you decide to apply for that credit card 1) Annual Percentage Rate - APRMany credit card companies give you an intro apr rate that will be lower then your regular apr rate. Keep in mind when this introduction apr rate will expire and use it to your advantage 0% Intro APR Credit Cards, will give you the opportunity to purchase goods/a service without paying any interest on your principal spend. Such cards are usually for people with a good credit history 2) Credit Card VS Debit Card (prepaid credit card)Although a Prepaid Credit Card, has the same look and feel of a regular Credit Card, those two are not the same. A Prepaid Credit Card, is in fact a Debit Card, and is usually linked to a personal bank account. Other options are that you need to load funds onto your debit card account first. This is the reason why a debit card can only be used for a purchase that your balance can cover. A prepaid Credit card, are usually for people with a bad credit history or for people who are unemployed. 3) Credit Card Tips- Sign new credit cards as soon as you receive them- Destroy old cards when they aren't necessary anymore- Never fax your credit card number- Be careful when supplying your credit card number by phone - Pay your credit bills on time to maintain/create good credit- Pay of your balance as much as possible- If possible select a credit card with no annual fee- Review your credit history on a regular basis Keep the above simple things in mind when selecting a credit card and you will find the right one that will suit your needs. I would like to thank you for reading this article,Sincerely,Karin Loftisthttp://www.online-creditcheck.com Article Tags: Prepaid Credit Card, Credit Cards, Credit Card, Credit History, Debit Card, Prepaid Credit
Credit,cards,The,top,things,yo