Takes,Money,Takes,MoneyBy,Will finance, share, loan It Takes Money


If your financial problems have reached the point where you do not see a way out and you feel as though you are drowning in debt, your best way out is through declaring bankruptcy. Filing may well allow you to get your finances back on track Thankfully, there are now several web sites that are there to help people like you with bad credit to find the fast personal loans that you need. When you have bad credit, the first thing that you should be looking for is a loan company that


It Takes MoneyBy William CatePublished February 2000[http://home.earthlink.net/~beowulfinvestments/] [http://home.earthlink.net/~beowulfinvestments/globalvillageinvestmentclubwelcome/]TO RAISE MONEY. This is the axiom of finance that most businessowners want to revoke. Since they can't revoke it, they ignore it.In the beginning, you need money to start your company. You investyour money. Your close family members invest their money. Thereafter, yourefforts to raise money from investors will cost you money. There are threebasic steps in raising private risk capital.Step I. You must have a business plan. You can hire a professionalto write it. They will charge you anywhere from $8,000 to $75,000. If youwrite it yourself, it will take your time. Time is money. Unless you havewritten several successful business plans, you should have a professionalbusiness writer edit your business plan. It will cost you anywhere from$3,000 to $25,000 to have it edited.Step II. Your investment offer must comply with State and FederalLaws. Assuming you are seeking a million dollars in risk capital, youshould file a 504 Reg D Exemption with the U. S. Securities and ExchangeCommission. While any High School Graduate can complete the filing, youshould have the Reg D form reviewed by an attorney. The attorney willcharge anywhere from $3,000 to $10,000 to ensure that you haven't made aclearly fraudulent filing.Because it allows advertising your risk capital investment, theusual State filing is a SCOR (Small Corporate Offering Registration).Filing a SCOR meets the Federal 504 Reg D requirements. In California, theSCOR State filing fee is $2,500. If you have an attorney prepare your SCORfiling, it will cost you between $5,000-$50,000.A DPO (Direct Public Offering) is a SCOR filing that includesinvestment advertising on the Net. It will cost you anywhere from $75,000to $225,000.You can ignore the law and not file with the State or FederalGovernment. You might raise the risk capital money that you need to startyour business. However, if your business fails and your investors complainto any Government Agency, you can face criminal charges for failure to file.Step III. Advertising for your investors costs money. You could bethe president of the local country club and its members your investors.This might limit your investment marketing costs to a few Country Clubdinners. You can run ads in local newspapers and your costs will be ahundred dollars or less. You can use a variety of creative marketingtechniques and your costs may still remain below $1,000.You can use a professional marketing group to help you find yourinvestors. They'll charge anywhere from $15,000 to over $200,000 for theirhelp.In California, if you did everything yourself, your out-of-pocketcosts could be as low as $6,500. If you have the investor contacts, this isa good investment of your time and money. If you lack investor contacts,doing it yourself wastes your money. You need professional help.The odds of honest Professional Help raising $200,000 for yourcompany are about 1-in-4. On a statistical base, any professional paymentover $50,000 is a mistake.It costs money to raise money. Your goal is to find a beneficialratio between costs and the probability of raising risk capital. Because itoffers greater investor liquidity, I think that taking your company publicmakes more sense than doing a SCOR offering. However, creating and funding a public company costs more than doing a SCOR offering. In the same risk reward progression, buying a public blind pool costs more than taking your company public. But, you achieve near certainty that you will be rewarded by getting the money in the Blind Pool Treasury.A successful business makes the right decisions in a maze of riskreward steps. Until you understand the risk reward ratio, you can't make aninformed business decision.To contact the author: Visit the Beowulf Investments website: [http://home.earthlink.net/~beowulfinvestments/] Or, visit the Global Village Investment Club Website:[http://home.earthlink.net/~beowulfinvestments/globalvillageinvestmentclubwelcome/] Article Tags: Raise Money, Anywhere From, Risk Capital

Takes,Money,Takes,MoneyBy,Will

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