The,Conflict,Interest,Game,Dis finance, share, loan The Conflict of Interest Game


If your financial problems have reached the point where you do not see a way out and you feel as though you are drowning in debt, your best way out is through declaring bankruptcy. Filing may well allow you to get your finances back on track Thankfully, there are now several web sites that are there to help people like you with bad credit to find the fast personal loans that you need. When you have bad credit, the first thing that you should be looking for is a loan company that


Disgruntled investors are going after Wall Street once again,this time accusing one of investment bank Morgan-Stanley'shigh-tech mutual funds of making biased stock picks. Recent lawsuits allege the Morgan Stanley Technology fund wasinfluenced to buy and hold stocks of companies that deliveredhuge investment banking fees - or could potentially bring bigbusiness - to the investment bank. According to the lawsuits, the Morgan Stanley fund followedthe biased recommendations of the firm's analysts - decisionsthat have cost shareholders millions of dollars since theportfolio's October 2000 inception. The fund lost 48 percent in 2001 and was down another 50percent during the first nine months of 2002. While MorganStanley strongly denied the allegations, I fail to see how themanagement of the fund is somehow distinct from the otherdivisions of Morgan Stanley. Ultimately, they all work for thesame boss. The suits further claim that the tech fund failed to disclosethat the firm had investment banking ties with a number ofcompanies whose stocks were part of the portfolio. They alsofailed to reveal that those links could affect the fund's buyor sell calls. Why bring all this up? For one thing, it is interesting tonote that Morgan Stanley offered four of these types of fundsin October 2000. Just around the time when we sold all of ourpositions (Oct. 13, 2000) and it became clear, at least tothose of us who were tracking long-term trends, that a majortrend change had taken place. More recently in the news it's been Merrill Lynch who had aquestionable deal involving transactions with failed energytrader Enron. Of course, the financial services industryregulates itself so well, that an $80 million payment to theSEC is sufficient to wrap up this case without admitting ordenying wrongdoing. What's the moral of this story? While it is impossible topredict these alleged conflict of interest schemes, it isdefinitely possible to follow a disciplined approach and be onthe “right” side of the market so you can avoid jumping aboarda sinking ship.

The,Conflict,Interest,Game,Dis

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