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Its Stocks, Not Markets, that Bring Investment Successby Gabriel NijmehIf you are fairly new to investing and looking for some guidanceor if you are seasoned investor, let me introduce you to NAIC.National Association of Investors Corporation (NAIC) is a non-profit, tax exempt organization whose membership consists ofinvestment clubs and individual investors. Founded in 1951, themission of NAIC is to provide investment education, informationand support. They prescribe to four basic, yet timelessinvestment principles:1. Invest regularly, regardless of the present outlook for theeconomy or stock market.2. Reinvest all earnings, letting the power of compounding workfor you.3. Discover growing companies so that your wealth can grow astheir sales and earnings grow over the years.4. Diversify your holdings, and don't put all your eggs in onebasket, regardless of how carefully you watch that basket.The late George A. Nicholson, Jr. CFA - father of the modern-dayinvestment club movement, gave these principles to a good friendin 1939 and told him that if he followed them he would make themoney he needed to start his own business."I never thought these principles would be so aggressive,"Nicholson once told Better Investing editors. "They were meant tobe defensive, to protect investors from losing money. They turnedout to be quite offensive, too." He enjoyed comparing thisapproach to investing with his college football experiences. "Thebest offense is a strong defense."I can attest from own experience of such a disciplined investmentprogram. For the most part, I have invested exclusively inmutual funds because I never had the time or experience toproperly research and analyze individual stocks. One day as Iwas reading through the business section of my local newspaper, Icame across an organization called the Canadian ShareownerAssociation (CSA) which piqued my interest. I started researching it alittle more and as a result of my research stumbled on NAIC'sweb-site, which then lead me to learn about Warren Buffet and hisstyle of disciplined investing. The Canadian ShareownerAssociation follows a lot of the investment principles of theAmerican based NAIC.Membership to CSA is inexpensive and the educational materialsare very informative and drive home the above noted investmentprinciples. For only $79 a year, I decided to join the CSA whichincludes a bimonthly magazine with two company stock studies,market outlook, financial planning and more. In addition, I haveaccess to the low cost investing program where I have set-up myinvestment plan. The great thing about such a program is thatyou can buy shares in any dollar amount from such companies asJohnson and Johnson, Microsoft, Pfizer, Wal-Mart. Your money ispooled with other investors and trades are executed duringspecified trading windows. For example, if you invested $50 ina stock that is trading at $30, you will own 1.67 shares.Another great feature is that dividends are automaticallyreinvested allowing for compounded growth.Whether you join an investment club or are a self-directedinvestor, you work at your own pace. Learning how to analyzecompanies using the stock selection guide which is a tool thatwas created over fifty years ago and is organized in fivesections. The section guidelines will help you determine if thecompany would be a good investment by:1. Evaluating historical sales and profit growth and estimatefuture growth2. Analyzing historical management performance3. Analyzing historical profit and price data4. Evaluating risk and reward and;5. Determining the potential return on an investment.The software is easy to use and you can download company profileswith historical information thus saving you data entry effort. Ascompany financials are released quarterly and yearly, you justenter the information and keep an eye on performance.For more information, you can check ourhttp://www.better-investing.com or http://www.shareowner.com tofind out more information.Finally, if you want to be a successful investor keep in mind thefollowing:1) A focus on the long term.2) A discipline to apply in building and managing a portfolio.3) Patience to persevere.Bear or bull markets, a sound, disciplined investment strategywill bring you investment success over the long-term.
Stocks,Not,Markets,that,Bring,