Ft.,Lauderdale,Sellers,Finding education Ft. Lauderdale Sellers Finding Strength in Short Sales
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The Ft. Lauderdale real estate market offersmultiple properties that are listed as short sale properties. Do not mistake short sale with quick orfast sale. In very basic andsimplistic terms a short sale means that you (the seller) are asking thefinancial institution that owns your mortgage to take a hit and allow you tosell your Ft. Lauderdale real estate for less money then you currently own themfor it.This is the reason that the process can takeso long. Imagine going to someonethat you owe $300,000 dollars to and asking them if they will forgive the debtcompletely if you pay them $200,000 dollars for their collateral. The Ft. Lauderdale real estate lenderwants its money not your house, therefore in many instances the request willultimately be approved. However,it is a long and arduous process to get to the approval stage. Once you get to the pre-approval when the bank says okay well take less money you still are not in the clearfor a short sale. There are still hoops to jump through andnegotiations to be entered into. Make sure your Ft. Lauderdale real estate professional is a specialistin short-sales. Not every Realtorunderstands this process nor are they all proficient in it. Having someone on your side who knowsthis process inside and out will make a huge difference. Your Ft. Lauderdale real estateprofessionals can be the difference between whether you end up owing tens ofthousands or even hundreds of thousands of dollars or your house AFTER it sellsor if you are out from under the loan free and clear.Some well-meaning individuals may try andtell you that it is much less of a hassle and will be better for you in thelong run if you just stop paying the mortgage, stop dealing with the Ft.Lauderdale real estate financial institution and just let the house go intoforeclosure. Nothing could befurther from the truth. Walkingaway completely, if you are not in a position where you have no other choice can easily lead you to the bankruptcy courts. At least with a short-sale you have the opportunity to dealwith the mortgage holder and make an equitable deal that both of you can livewith. Foreclosure does not giveyou that option.Get educated on the ,%20in%20my%20spare%20time%20I%20track%20down%20forclosures%20and%20Ft.%20Lauderdale%20Short%20Sales%20for%20my%20clients%20throughout%20the%20Florida%20market.">short sale process. The more you know the better chance youhave of walking away cleanly and with as little negative impact as possible sothat in the future it will be much easier for you to once again enter the Ft.Lauderdale real estate market.
Ft.,Lauderdale,Sellers,Finding