Accepting,Payment,Through,Your ecommerce Accepting Payment Through Your Website

I will be answering three main questions in this Emerald Passport Review for all of the tenacious Entrepreneurs that are seeking the ideal Home Based Business Opportunity. Internet Marketing has seen some tremendous growth in the "work at ho Wood handles are used in tools due to their ability to provide a good grip when holding the tool. Unlike many other types of handles; wooded handles are easy to grip do not transfer heat and are not an electrical conductor. Therefore, making

If you're doing business on the Internet, accepting paymentthrough your website is an absolute must. If you're notprocessing orders online, you're losing a great deal ofmoney in lost sales. Studies have shown, you can increaseyour online sales up to 400% simply by accepting creditcards. With today's advanced technology, processing ordersonline can be as simple as pasting a code within your webpage HTML.Preparing your website to process orders online isn't asdifficult as you may think. There are basically two options.The first option is to set up a merchant account. Thisentails either making arrangements with your bank or usingan online company. The second option is to use a third partycredit card processor. This option requires no merchantaccount and usually entails setting up a form or placing alink on your order page.Don't let this process intimidate you, as it is much easierthan you may think. There are many professional companies onthe Internet that will assist you.Merchant AccountsIf you decide to get your own merchant account, you willalso need access to a secure server and a shopping cartsystem. A secure server will protect your customers'information. A shopping cart system will provide yourcustomer with a running total of what they've ordered andthe total cost.The following website can provide you with a merchantaccount:Total Merchant Services (TMS)http://www.marketingtips.com/creditcards/index.htmlThis outstanding company comes highly recommended by CoreyRudl -- author of the #1 selling online marketing course,"Insider Secrets to Marketing Your Business on theInternet."The TMS Merchant account, for Internet transactions, willenable you to accept Visa, Mastercard, American Express andDiscover. They offer two merchant processing softwarepackages to choose from. The first package is the TotalPaypowered by Authorize.Net™ Virtual Terminal. This packagewill enable you to authorize, process, and manage creditcard transactions from any computer with a Internetconnection and a Web browser. This package ordinarily runs$995, but for a limited time is being offered for only $397.The second package is the TotalPay powered by Authorize.Net™Virtual Terminal that includes the Total Merchant ManagerShopping Cart. This package includes everything the firstpackage includes, and more:- Customizable Shopping Cart System - UPS Shipping Module -Links to Virtual Terminal - Free Initial InstallationTheir discount rate is 2.4% and $0.35 per transaction fee.Monthly fees include a $10 monthly statement fee and a $10gateway fee that includes secure, online, real-time creditcard and e-cheque processing and only applies to merchantsprocessing transactions through their Internet paymentgateway.Third Party Credit Card ProcessorsIf you'd rather not have your own merchant account, thirdparty credit card processors will process your credit cardorders for you. There are usually no monthly fees. Theycharge a "per transaction" fee and send you payment for allyour orders processed, minus their fee and a reserve fee.A reserve fee is withheld to cover and charge backs you mayhave. If you have no charge backs within a period of time,your reserve will be refunded to you. Each company has theirown guidelines in regard to reserves.The following websites will process credit cards for you:iBill (Highly Recommended)http://www.ibill.comThis outstanding company is a complete ecommerce solutionthat will enable you to process transactions through yourwebsite via credit card (Visa, MasterCard, American Express,Discover, and JCB), online checks, or through theirtelephone billing service (900 toll phone number). There areno setup fees. They charge 12% -- 15% per transaction feefor credit card and check purchases and 20% -- 30% pertransaction fee for phone purchases. Non-US merchants arewelcome.PayPal (Highly Recommended)https://www.paypal.comAnother outstanding company that enables any business orconsumer with an email address to securely, conveniently,and cost-effectively send and receive payments online. Youcan sell with PayPal through an online auction, on your ownwebsite, or as part of an online marketplace. There are nosetup fees. They charge 2.9% + 30¢ per transaction.ClickBank (Highly Recommended)http://www.clickbank.comClickBank is another outstanding company that will enableyou to accept Visa, MasterCard, American Express, Discover,Eurocard, Visa-Debit, MasterCard-Debit and Novus cards. Nomerchant account is required.They charge a one-time $49.95 activation fee, and a $1 +7.5% fee per sale. There are no monthly fees. The greatthing about this company is that over 60,000 affiliates canchoose to sell your products for you. ClickBank enables anyweb seller to automatically pay sales commissions toaffiliates. They will bill your customers, pay you, and payyour affiliates a commission. In other words, they'll runyour entire affiliate program for you. In addition, theirservices are available for non-US merchants.ClickBank is intended to be used for electronic merchandiseonly. If you ship a physical product, you may want toconsider using iBill to process your orders.If you're just starting out, you may want to use one of thethird party credit card processors, as this is the easiestroute. Each company provides you with step by stepinstructions to assist you in getting your website set up toaccept credit cards. The great thing about third partycredit card processors is that they handle everything foryou. You don't have to hassle with processing your creditcard payments or charge backs, as everything is taken careof for you.In order to be successful on the Internet, you must acceptcredit cards. In addition, you must make the orderingprocess as simple as possible. With today's technology, eventhe smallest homebased business can now accept creditcredits almost instantly. Visit one of the websitesmentioned above and get your website set up today. Yoursuccess depends on it.