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Every insurance policy is different, some are cheaper than others and their prices change according to your personal circumstances such as age, gender and experience. This car insurance guide will help you find the policy to suit you.Some types of car insurance coverage are optional, while other types are required by law. At the very least, you must buy the minimum amount of liability insurance that your state requires.The Different Types of Car InsuranceYour car insurance policy is comprised of a handful of different categories of coverage. Here's a list of the most common types and what they mean.Collision insurance covers damage to your car up to its current estimated value, also known as its Blue Book Value.Liability insurance is the portion of your policy that pays for damages you've caused to others if you're found to be at fault in an accident. This covers a wide range of damages, including bodily injury and property damage.Uninsured or underinsured insurance covers your losses if you're hit by someone with no insurance, or not enough insurance to cover the cost of damages.Comprehensive insurance pays for damages that occur to your car that aren't collision-related. According to the Insurance Information Institute, this includes theft, vandalism, fire and natural disasters.Personal Injury Protection (PIP for short) covers your medical expenses if you're injured and can sometimes even pay out for lost wages if your injuries prevent you from working.
Things,You,Should,Know,Before,