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If you are in the market for a new mode of transportation, you need to decide whether or not you want to purchase a new vehicle or a used vehicle. There are many benefits to owning either one, but there is also a more obvious downside to purchasing a new one that many choose to ignore. Who can resist the attraction and allure of a brand new and shiny toy? Not many people can. Although it may be more stylish and cool to own a new car, you have to take more factors into consideration so you know the benefits of a owning a used car. New cars are more expensive than you think. It is one thing to look at the MSRP price tag and another to be told you have to shell out several thousand dollars more before you can have the keys and drive off. Not only is there interest calculated into the purchase price of any vehicle, you are going to pay substantially more just to drive it. Insurance is another way you have to bite the bullet and empty your pockets. The newer your vehicle is, the more your insurance is going to cost. Don't think that you can simply get the cheapest policy in order to keep your costs down; your car finance company will make sure and add that full coverage price into your car note.Do you know how much a new vehicle depreciates in value when you drive it off of the lot? Think about it. If you are going to finance a $30,000 car, as soon as you start to head home, your new car is no longer worth that much. You will still have to pay $30,000 for a car that is now only worth $21,000. The car finance company makes a substantial amount of profit and you are out of a serious chunk of change. If you go to a used car dealer, you will have one of the safest and quickest vehicle shopping experiences in your life. Not only can you find a great vehicle, you don't have to worry about signing any long-term contracts that promise you are going to give all of your paychecks to a finance company. You can find a really great vehicle for as low as $3,000 or even cheaper in some places. When you compare that to the price of a new vehicle, you can see just how much money you are saving. If you find a vehicle that is a little above your price range, don't be afraid to see if you can negotiate the price of your dream vehicle down a bit. Depending on how much the difference is between what you are willing to pay and the actual asking price, you can walk away from a used car dealer getting a pretty good deal.Used car dealers can also help you if you are looking for a specific older model car. They have more flexibility over what their product selection is. So if you don't see anything you like, then just ask that used car dealer to be on the lookout for your special vehicle. This can save you even more money. Article Tags: Finance Company
Signs,Good,Used,Car,Dealer,you