Managing,Car,Accident,Dealing, car Managing a Car Accident

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Dealing With a Car CrashAccording to the U.S Census Bureau there have been over 10 million car accidents in the United States each year between 2004 and 2008. That's over 50 million car accidents in only five years time. With numbers like that you can safely assume that everybody will be affected by a car accident at some point in their lives. Everybody should know what to do in the event of a car crash to make sure that the crash isn't anymore stressful and difficult than it needs to be.Be CalmThis is the most important thing you need to remember in the event of a car crash. Sometimes this is easier said than done. Car accidents can be very traumatic and being calm may be the last thing on your mind. But be assured, staying calm is critical so that the accident can be documented correctly and all necessary information is obtained.Collect InformationAfter an accident, if you are not seriously hurt, you will want to get as much information as you can. You should write down the name, address and phone number of the other parties involved in the crash. You will also want to write down the name of their insurance company, the number of their policy, their drivers license number and their license plate number. If the name of the driver is different than the name on the insurance policy of the vehicle you should write down the driver's name and relationship to the owner of the vehicle. Write down where the accident took place and how it occured. When writing how the accident happened, or when explaining to police what happened you should be polite and don't lie, but you should NOT admit fault for the accident even if you think you might be at fault. This may benefit you if legal action is taken later by the other party. You may also write down a description of the cars involved including the year, make, model and color.You should also list any items that are missing or damaged because of the accident . Some examples could be your cell phone, contents of a wallet or a purse, glasses, or any other items you might keep in your car.  You should also write down what you feel physically. Write down anything out of the ordinary as even small aches might be more painful in a day or two. If possible document any relevant medical information for others involved in the crash.In accidents more serious than a fender bender you will have to contact police and have them come to the scene of the crash. When talking with police ask about the traffic accident report. When police are involved in the more serious accidents traffic accident reports are required to be filed. Even in minor accidents it is a good idea to file an accident report with the state. Insurance companies use these to file claims and if you've filed an accident report it can help to hurry along the process of your insurance company. Car accident reports are public record so write down the names and badge numbers of the officers assisting you, know where your accident report is being filed, and be sure that you have a number to contact the precinct where the report will be filed.Take PhotosIf you have a camera you will want to take as many pictures of the accident as you can. You will want pictures of the damage to each vehicle and you will want to try to make the pictures show how the accident happened. You should write down the contact information of anyone who saw the crash so that they can be contacted if necessary later on. It is a smart idea to take pictures of your injuries and date them. Keep taking pictures of your injuries over the course of the healing process and make sure to date them. These will be good to have when dealing with insurance providers.After the AccidentDocumentation is just as important after leaving the scene of an accident. You should keep a record of all your medical consults, and medical bills you receive. You will want to keep track of any work or school you miss due to the crash. This would include time you need to take for medical treatment. You should keep records of car repair estimates. Your insurance company might give a low estimate. If you think the estimate isn't right then go get one from a certified mechanic. Don't forget to keep all the paperwork and bills regarding repairs to your vehicle.  In addition you should keep track of any out of pocket expenses relating to injuries from your accident. Some examples would be heating pads, bandages, child-care bills, rental cars, taxis, or even cancellation of a trip you had planned to take.Getting a LawyerBeing represented by a personal injury attorney is a smart choice after an accident. Before signing any forms related to an accident you should get advice from a lawyer, especially if you do not understand what you are signing or are not comfortable signing something. The first offer from your insurance company might be less than you feel you deserve and you may feel that your insurance company isn't providing you with what it should be. And if an accident is serious and you are taken to the hospital you won't be able to document the incident at all. In these situations having a personal injury attorney is crucial. A personal injury attorney will communicate with your insurance company and make sure that you get the amount of money that you deserve. A good personal attorney will investigate your accident and even evaluate your injuries to make sure that you receive the best settlement that you can get. Car accidents are very stressful and settling them can be a complicated process. Having a personal injury attorney will bring you peace of mind and help to reduce the stress of dealing with insurance companies after an auto accident.