Critical,Steps,Buying,New,Norm car 10 Critical Steps To Buying A New RV

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Normal 0 false false false EN-US X-NONE X-NONE /* Style Definitions */ table.MsoNormalTable{mso-style-name:"Table Normal";mso-tstyle-rowband-size:0;mso-tstyle-colband-size:0;mso-style-noshow:yes;mso-style-priority:99;mso-style-qformat:yes;mso-style-parent:"";mso-padding-alt:0in 5.4pt 0in 5.4pt;mso-para-margin:0in;mso-para-margin-bottom:.0001pt;line-height:115%;mso-pagination:widow-orphan;font-size:11.0pt;font-family:"Calibri","sans-serif";mso-ascii-font-family:Calibri;mso-ascii-theme-font:minor-latin;mso-fareast-font-family:"Times New Roman";mso-fareast-theme-font:minor-fareast;mso-hansi-font-family:Calibri;mso-hansi-theme-font:minor-latin;}Step 1:  Decide if anRV is right for you. An RV is an expensive investment that will not appreciate invalue.  In other words, no matter how youslice it an RV is going to cost you money. Make certain that this is where you want to spend your hard earnedincome.  Many suggest, and I certainly do not disagree, that one wayto learn about RVs is to rent one at least for a weekend.  This experience will likely hook you on RVingor send you packing, but that is the purpose. A week would be even better.  Itwill also help you determine what size is right for you.  The experience of hooking, unhooking anddumping will bring home the realities of RV life.    Step 2:  Know what youcan afford.   The first decision is whether to purchase an RV, but afterthat comes what you want and what you can afford.  The absolute best advice that I can give isto know what you can afford first.  Thinkabout how much you can put down and what monthly payments you can comfortablymake including insurance and parking fees, leaving room for travelingmoney.  Also put something aside to stockyour RV the way you want it.  This mightinclude silverware, dishes, towels, extra toiletries, and assorted items tokeep your RV clean as well as a variety of tools.        Step 3:  What type RVis best for your needs, Trailer or Motorhome? One of your earliest decisions is whether to buy a traileror a motorized unit.  This was quite easyfor us because I can’t pull much with my subcompact and we enjoy being able tojust pull over and have the amenities readily available.  Of course if you already own a vehicle withthe power to pull a trailer (and you can put some of them behind a minivan orSUV) you might want to consider the benefits of a trailer.  One of the benefits is that they cost a greatdeal less than a motorized unit. Step 4:  Do Internetresearch.  Spend some time on the Internet prior to visiting RVshowrooms.  This will make it easier foryou to use some RV lingo, and provide an idea of pricing.  There are thousands of sites that willprovide you with the type of information you need.  Jump in with a few search terms about RVs andstart the adventure.    Step 5: Determine what size is best for you.  Whether a motorized unit (motor home) or a trailer is rightfor you the next decision relates to the size you need and/or want.  The best way to begin making this decision isto hit the RV Dealers on weekends or whenever you can.  If you live in a large metropolitan area youshould have a great deal to see.  Findinga large RV Show is also a plus.  It isworth your time and effort even if you have to travel to one, but make certainthere will be plenty for you to see and evaluate. Comparing a Class A (usually the largest) and a Class B (usuallythe smallest) and a Class C (you will note the overhang over the cab) is a lotlike the old saying about apples and oranges. One thing you will quickly learn is that, like life, there are tradeoffs.  If you want all the comforts of home beprepared to get 8 miles per gallon or less. If you are willing to make do in a smaller unit (they have most of thesame amenities only in much less space) then you can improve your gas mileageto as high as 18 to 20 mpg.  Before youdecide, spend some time in one.  By thatI mean sit and walk around and think about how you would cook, use the shower,or watch TV.  Where would you storedishes and clothes or whatever you would be taking along. Step 6:  Use the Internetto improve your overall knowledge about RVing.  While doing a bit of research for this column I located manysites that are helpful whether you are a beginner or old timer.  I have a link to information on someexcellent web sites in the author section.    Step 7:  Determine howmuch you should pay for your dream RV. A question often asked and seldom answered to mysatisfaction is how much should you pay for an RV or to put it another way whattype of discount can you expect to get off the MSRP?  When buying a car it is relatively easy todetermine the dealer cost, but such is not the case for RVs.  After weeding your choices down to one or twoyou can again hit the internet.  You willfind some dealers advertising a discounted price on line.  Check dealers all over the country, becauseyou are only interested in getting an idea about price.   If you are able to find forums on the internet that relateto the particular unit you want to purchase it is a good place to ask.  I spent several months on the Yahoo Rialtagroup sites (3) before purchasing my first RV and gained a tremendous amount ofknowledge.  In any event expect asubstantial discount from MSRP.  I’veseen units with an MSRP of $99,000 quoted at under $70,000.  You might find it worthwhile to pay a littlemore and purchase from a local dealer, if that dealer seems able to providegood service.   I have not discussed buying a used RV though this can saveyou a lot of money.  Many web sites providegood pricing information about used units. I am willing to pay more in order to have the security of a fullwarranty for at least the first year and in some cases two years.  However, if you are able to take a littlerisk there are bargains galore.  Thereare also a number of companies that will sell you an extended warranty, thoughthat is a subject unto itself. Step 8:  Comparefinancing costs.   Then of course there is for most of us the question offinancing.  Once again the Internet is agood place to start.  I checked the ratesat Bank of America where we had financed our first RV.  I also talked with my local bank.  Armed with that information I let the dealersee what they could do and wound up with a 5.99 per cent interest rate for 180months.  This rate is very competitive.   Step 9:  Compareinsurance products and costs. Insurance is another matter to be considered.  As an example, we will be paying a littleover $800 per year for insurance on our new Class C.  When you drive your brand new RV off thedealer’s lot it will substantially depreciate. An accident could leave you financially upside down.  Having replacement insurance provides moreprotection.  When comparing rates becertain to check with companies that do a great deal of RV insurance.  The company that provides your homeowners andauto insurance may do very little insuring of RVs and therefore not have aproduct that really protects you.  GMACand Progressive both do a lot of RV insurance and while I’ve had both of them,I currently use GMAC.          Step 10: Check it out. Over a period of several months we attended an RV Show,visited several dealers and spent quality time in various units.  After settling on a Class C we drove oneidentical to the one we wanted.  (The unitwe wound up purchasing was not at the dealer at that time.)  Prior to accepting our unit we conducted athorough walk through and also drove it. Buying a new unit gives us some comfort since the unit is underwarranty.  However, before leaving we ranevery system and moved everything that could be moved.  We used the RV with and without shore powerand in general put it through its paces. To give you an idea of how things can go wrong; we spentsome hours learning about and operating systems.  The radio was clearly marked SiriusReady.  It was the one thing I didn’tcheck on prior to leaving the dealership. According to Jayco, Sirius Ready, doesn’t mean the radio is ready.  It means the radio is ready for you topurchase several items to make it ready. I will complain, but it is my slip up that let this happen.  So again, I say, check everything. An RV has allowed us to go places we would not have gonewithout one.  We have been in 48 Statesand several Canadian Provinces.  Theexperiences we’ve had make RVing our favorite mode of travel.